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Gallatin County, KY real estate

Compare top Gallatin County real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for November 2026.*


*Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Gallatin County real estate Market Report.

Information and statistics on the latest trends in the Gallatin County real estate market. *

Latest Monthly Snapshot

September 2026

Median sale price
$332K
+2.1% from Aug '26
Median list price
$256K
+21% from Aug '26
Active listings
24
-20% from Aug '26
Homes sold
6
+100% from Aug '26
New pendings
2
-71% from Aug '26
New listings
4
-33% from Aug '26

Monthly Pricing Trends for Gallatin County

Monthly data for the latest available year.

Monthly Pricing Trends for Gallatin County Oct '25 Dec '25 Feb '26 Apr '26 Jun '26 Aug '26 Sep '26 Median sale price in October 2025: $186K Median sale price in November 2025: $246K Median sale price in December 2025: $223K Median sale price in January 2026: $250K Median sale price in February 2026: $233K Median sale price in March 2026: $305K Median sale price in April 2026: $260K Median sale price in May 2026: $263K Median sale price in June 2026: $160K Median sale price in July 2026: $245K Median sale price in August 2026: $325K Median sale price in September 2026: $332K Median list price in October 2025: $210K Median list price in November 2025: $249K Median list price in December 2025: $252K Median list price in January 2026: $205K Median list price in February 2026: $300K Median list price in March 2026: $192K Median list price in April 2026: $271K Median list price in May 2026: $215K Median list price in June 2026: $215K Median list price in July 2026: $359K Median list price in August 2026: $213K Median list price in September 2026: $256K October 2025 Median sale price $186K Median list price $210K November 2025 Median sale price $246K Median list price $249K December 2025 Median sale price $223K Median list price $252K January 2026 Median sale price $250K Median list price $205K February 2026 Median sale price $233K Median list price $300K March 2026 Median sale price $305K Median list price $192K April 2026 Median sale price $260K Median list price $271K May 2026 Median sale price $263K Median list price $215K June 2026 Median sale price $160K Median list price $215K July 2026 Median sale price $245K Median list price $359K August 2026 Median sale price $325K Median list price $213K September 2026 Median sale price $332K Median list price $256K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
100
Buyer’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Sep 2026).

Year over year, Gallatin County’s typical home value has climbed sharply, rising nearly 37 percent and running ahead of the broader Kentucky market, where prices are up about 5 percent. At the same time, median list prices in the county are slightly lower than a year ago, suggesting sellers may be pricing more cautiously even as underlying home values increase.

In the latest September snapshot, inventory has tightened, with active listings down about 16 percent from last year and sitting at just 24 homes, while new listings have fallen more than 70 percent. Despite this limited supply, the market is categorized as a buyer’s market, with 2.7 months of supply locally compared with roughly 3.9 months statewide.

Recent activity shows mixed signals, as homes sold are down more than 38 percent year over year, yet the median days on market has inched up only slightly to 14 days and nearly half of listings go off the market within two weeks. A growing share of homes, about 17 percent, now sell above list price and sale-to-list ratios hover just under 100 percent, indicating buyers still face meaningful competition for well-priced properties. Buyers and sellers who want to navigate these shifting conditions can turn to Agent Pronto to connect with an experienced local agent who understands Gallatin County’s trends.



Learn more about what Gallatin County has to offer.

Gallatin County offers residents a welcoming, family-friendly community with abundant outdoor recreation, strong local services, and a balanced mix of small-town charm and growing opportunities.

Gallatin County sits along a scenic stretch of the Ohio River, with Warsaw as the county seat and easy access to both Cincinnati and Louisville via I‑71. The area offers a practical balance of small‑town pace, open space, and proximity to major job centers and services.

Daily life here revolves around close community connections and outdoor recreation. Families appreciate local schools such as Gallatin County High School, while readers and remote workers rely on the Gallatin County Public Library for programs and public Wi‑Fi. The riverfront is a focal point, with Warsaw Riverfront Park providing walking paths, playgrounds, and community events. For a day out, locals often head to Kentucky Speedway in Sparta or explore nearby destinations like Boone County and Carroll County.

Housing options range from historic residences in Warsaw to acreage properties across the county’s rural roads. The cost of living is generally lower than in larger metros, while essential amenities, healthcare, and shopping are within a manageable drive in Florence or Covington. Local services such as the Gallatin County Fiscal Court help residents stay informed about infrastructure, zoning, and community planning.

Whether you are relocating for more space, downsizing, or preparing to sell, a knowledgeable Gallatin County real estate agent can streamline every step. Agent Pronto connects you with local experts who understand the market, reducing stress for both buyers and sellers.

Find your Gallatin County real estate agent today →


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See why so many people rely on Agent Pronto to make their real estate journey a success.

“She was helpful from the beginning and helped out and shared possible homes from my family and I and knew what we were looking for and once we found the right one, she helped securing it and communicating with me and the sellers team to get the house quickly. She is amazing and was willing to play with my boys while my wife and I walked the houses. My boys loved playing hide and seek, and kept asking where she is and when they can go back to she her, she is amazing and will use her again when we plan to sell in the future.”

Justin Fielder · Union, KY

Photo of Jen Mischke
Plum Tree Realty
“You won’t find a realtor as dedicated as Dustin. He will answer as many questions you can throw at him. He responds fast, and is always available! If you want a realtor that is as serious about your buy/sell process as you he’s your pick!”

angeladue00 ·

Photo of Dustin Poe
Keller Williams Seven Hills Realty
“"Working with Scarlett Sackmann to lease my home was a fantastic experience. She is extremely professional, knowledgeable, and worked hard to find a great tenant quickly. It took less than 2 weeks only. Communication was always clear, and she made the entire process completely stress-free. I could not be happier with the results and highly recommend them to anyone looking to rent or sell their property!" She is also very perfect to sell the house as well, she was our representative when we decided to sell our properties and she did fantastic job during selling process as well. Trust her from A to Z, as she is the most honest person in this role i have ever met so far.”

hamedmi2002999 ·

Photo of Scarlett Sackmann
Berkshire Hathaway Home Services Professional Realty
“I could not have gotten better care. he sold my home during the WAR. I think that is outstanding”

Cindy Trimble · Campbellsville, KY

Photo of David Hittle
United Real Estate Louisville
“Dan is the man!! Highly recommend reaching out to him to be your realtor. He’s patient and you really feel like he’s on YOUR schedule which I was very appreciative for. He will answer you within minutes with any question you have. No bumps in the road working with Dan.”

joeyworkman337 ·

Photo of Stacy Meece Real Estate Team
Berkshire Hathaway home services
“Natalie was amazing to us! Our last realtor was so mean and tried to bully me, but Natalie was a great help. She was always on top of our process and taught us all the things we needed to know as first time home buyers. I could not be happier with our new home! She made everything easy for us to deal with and explained things that we did not understand. If I had to buy another home, I would chose her again and again. She was always very nice and polite. I also feel like I made a great new friend!”

hicksliz99 ·

Photo of Natalie Bryan
Realty ONE Group River Valley
“Working with her was great! She went above and beyond to sell my house. She made sure I got the best deal. She was very honest on the pros and cons on the house, on what needed to be fixed. I would recommend her to anyone.”

caconn68 ·

Photo of Wendie Neely
Plum Tree Realty - Ohio Regional Realty - KY
“Natasha Bintz is an amazing person and a great realtor. We would highly recommend her to anyone wishing to sell their house in Kentucky. She went above and beyond to help us when we needed to sell quickly and was sweet about it the whole time. Thank you, Natasha!”

Joshua B. · Covington, KY

Photo of Natasha Bintz
Keller Williams realty service
“Cullen was my agent for my recent home sale in Northern Kentucky. He listed it at the right price so I could maximize my value and it was sold in under 30 days! He is very knowledgeable about the area and everything you could imagine about homes and the process of buying or selling. He responds very quickly to calls or texts, even when he is busy. I would highly recommend Cullen to anyone looking to buy or sell in the NKY/Cincinnati area!”

swigmore80 ·

Photo of Cullen Wainscott
Berkshire Hathaway Professional Realty
“Julie took the criteria for a home we wanted and arranged several viewings to be done in one day. At the end of only one day looking at houses, we had a contract to buy the perfect home for us. I appreciate her expertise in working with builders, other agents, and lenders to make the process remarkably easy. We are looking forward to our new home. Thanks Julie!”

sam9736 ·

Photo of Julie Hacker
Keller Williams Commonwealth
“Highly recommend Melissa, cannot say enough good about Melissa, and her team. Melissa is extremely knowledgeable in today's real estate market. If you want your property sold, Melissa is the one to get it sold. We had our condo for sale by owner, with no luck after two weeks, Melissa listed and sold our unit within days, for more then our asking price, when we were trying to sell it by owner. We walked away from closing after all fees and commission, with more in our pocket then if we had sold it on our own. We are extremely happy and will definitely use Melissa in the future. We figured if we were going to list it with a realtor, we wanted to list it with the best, this is why we chose Melissa. We highly recommend Melissa and her team.”

6 2LSJK ·

Photo of This Girl Sells Houses Team
ERA Real Estate ERA Real Solutions
“Stacy assisted me with selling my fathers house. She was extremely knowledgeable about the process and made it extremely smooth. She communicated often and worked hard to get a great price for the house. We had several offers very quickly and she helped pick the best one based on the different types of loans and offers. She communicated often throughout the process and helped explain the steps and help make it one of the smoothest processes ever. I highly recommend Stacy for any real estate needs! The absolute best in NKY!”

todd hanley ·

Photo of Debbie Steiner
Berkshire Hathaway Huff Realty
“great knowledge as a realtor, would highly recommend to anyone buying or selling property, have done both over the years, exceptional person and realtor”

cindydenney60 ·

Photo of Polley Polley
Distinctive Living
“Cody does his home valuation homework prior to coming for the appointment, very diligent with paperwork and wouldn't hesitate to go above and beyond for buyer satisfaction.”

satyajeet pradhan ·

Photo of Cody Hembree
Options Realty & Consulting
“Shannon is a wonderful agent. I started out with a different agent and had to make a switch. Shannon had my home under contract within 6 days! She had more showings in those 6 days, than the other agent had in 30 days. She is knowledgeable, responsive and understanding. She even caught my dog when she ran out of the house during a showing and brought her back home, safe and sound! I highly recommend Shannon Collins for both buying and selling, and will use her again if I ever need another realtor.”

TheresaGoforth7 ·

Photo of Shannon Collins
Sibcy Cline Realtors
“I cant say enough about the service I received from Judy. She managed our purchase and our sale like a pro. She kept us all on top of things and got us to closing ready to close on time.”

rlynch1972 ·

Photo of Judy Behan
Berkshire Hathaway HomeServices Professional Realty
“Chris has been awesome the whole way. We were first time home buyers and he has walked us through every part of the process. He helped us negotiate a house that fit us and we could shape to our liking! I would highly recommend him to sell or help you buy!”

QuintonFryman ·

Photo of Chris Hembree
Options Realty & Consulting

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Gallatin County. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.