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Cowan, TN real estate

Compare top Cowan real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for October 2026.*


*Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Cowan real estate Market Report.

Information and statistics on the latest trends in the Cowan real estate market. *

Latest Rolling 3-Month Snapshot

Jul 1, 2026 - Sep 30, 2026

Median sale price
$235K
+18% from Q2 '26
Median list price
$245K
-1.2% from Q2 '26
Active listings
27
+17% from Q2 '26
Homes sold
13
+117% from Q2 '26
New pendings
12
+100% from Q2 '26
New listings
11
-31% from Q2 '26

Quarterly Pricing Trends for Cowan

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Cowan Q4 '21 Q4 '22 Q4 '23 Q4 '24 Q4 '25 Q3 '26 Median sale price in Oct 2021 - Dec 2021: $197K Median sale price in Jan 2022 - Mar 2022: $203K Median sale price in Apr 2022 - Jun 2022: $170K Median sale price in Jul 2022 - Sep 2022: $188K Median sale price in Oct 2022 - Dec 2022: $195K Median sale price in Jan 2023 - Mar 2023: $175K Median sale price in Apr 2023 - Jun 2023: $212K Median sale price in Jul 2023 - Sep 2023: $197K Median sale price in Oct 2023 - Dec 2023: $128K Median sale price in Jan 2024 - Mar 2024: $181K Median sale price in Apr 2024 - Jun 2024: $182K Median sale price in Jul 2024 - Sep 2024: $184K Median sale price in Oct 2024 - Dec 2024: $260K Median sale price in Jan 2025 - Mar 2025: $180K Median sale price in Apr 2025 - Jun 2025: $78K Median sale price in Jul 2025 - Sep 2025: $175K Median sale price in Oct 2025 - Dec 2025: $205K Median sale price in Jan 2026 - Mar 2026: $114K Median sale price in Apr 2026 - Jun 2026: $199K Median sale price in Jul 2026 - Sep 2026: $235K Median list price in Oct 2021 - Dec 2021: $175K Median list price in Jan 2022 - Mar 2022: $215K Median list price in Apr 2022 - Jun 2022: $192K Median list price in Jul 2022 - Sep 2022: $160K Median list price in Oct 2022 - Dec 2022: $210K Median list price in Jan 2023 - Mar 2023: $139K Median list price in Apr 2023 - Jun 2023: $225K Median list price in Jul 2023 - Sep 2023: $269K Median list price in Oct 2023 - Dec 2023: $175K Median list price in Jan 2024 - Mar 2024: $235K Median list price in Apr 2024 - Jun 2024: $215K Median list price in Jul 2024 - Sep 2024: $225K Median list price in Oct 2024 - Dec 2024: $200K Median list price in Jan 2025 - Mar 2025: $170K Median list price in Apr 2025 - Jun 2025: $189K Median list price in Jul 2025 - Sep 2025: $212K Median list price in Oct 2025 - Dec 2025: $232K Median list price in Jan 2026 - Mar 2026: $149K Median list price in Apr 2026 - Jun 2026: $247K Median list price in Jul 2026 - Sep 2026: $245K Oct 2021 - Dec 2021 Median sale price $197K Median list price $175K Jan 2022 - Mar 2022 Median sale price $203K Median list price $215K Apr 2022 - Jun 2022 Median sale price $170K Median list price $192K Jul 2022 - Sep 2022 Median sale price $188K Median list price $160K Oct 2022 - Dec 2022 Median sale price $195K Median list price $210K Jan 2023 - Mar 2023 Median sale price $175K Median list price $139K Apr 2023 - Jun 2023 Median sale price $212K Median list price $225K Jul 2023 - Sep 2023 Median sale price $197K Median list price $269K Oct 2023 - Dec 2023 Median sale price $128K Median list price $175K Jan 2024 - Mar 2024 Median sale price $181K Median list price $235K Apr 2024 - Jun 2024 Median sale price $182K Median list price $215K Jul 2024 - Sep 2024 Median sale price $184K Median list price $225K Oct 2024 - Dec 2024 Median sale price $260K Median list price $200K Jan 2025 - Mar 2025 Median sale price $180K Median list price $170K Apr 2025 - Jun 2025 Median sale price $78K Median list price $189K Jul 2025 - Sep 2025 Median sale price $175K Median list price $212K Oct 2025 - Dec 2025 Median sale price $205K Median list price $232K Jan 2026 - Mar 2026 Median sale price $114K Median list price $149K Apr 2026 - Jun 2026 Median sale price $199K Median list price $247K Jul 2026 - Sep 2026 Median sale price $235K Median list price $245K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
23
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Jul 2026 - Sep 2026).

Cowan’s rolling three-month numbers show a noticeable shift from a year ago. Typical home values are up more than 30 percent year over year, and median list prices have climbed at a double-digit pace as well. Even with these gains, homes are spending less time on the market than a year ago, pointing to steady demand.

Looking at the latest rolling period ending in September 2026, buyers are seeing a typical home value around $235,000 with a median list price just under $245,000. Inventory has edged higher, with active listings up nearly 20 percent from last year, yet months of supply has fallen to about 3.2 months, reinforcing Cowan’s seller’s market conditions.

Market activity has also intensified, as homes sold are up roughly one-third year over year and pending sales have increased, even as new listings jumped more than 80 percent compared with the same period last year. Only about 15 percent of recent sales closed above list price and the average sale-to-list ratio sits just under 97 percent, so pricing still matters. With homes taking a median of 88 days to sell in this rolling view, both buyers and sellers can benefit from an Agent Pronto–recommended real estate agent who understands Cowan’s current trends and how to navigate them effectively.



Learn more about what Cowan has to offer.

Cowan offers residents a friendly, close-knit community with easy access to outdoor spaces, local gatherings, and the everyday conveniences that make small-town life comfortable and fulfilling.

Cowan immediately feels distinct from nearby college towns like Sewanee and larger centers such as Winchester. It is a small railroad city with its own heritage and pace, where freight trains, historic storefronts, and mountain views form the backdrop of daily life.

Downtown Cowan is anchored by the Cowan Railroad Museum, local churches, and long running businesses that know their customers by name. Residents gather for seasonal events and everyday errands along Tennessee Avenue, while weekend visitors arrive on scenic drives from the South Cumberland State Park area. The nearby Fiery Gizzard Trail and Cumberland Plateau overlooks appeal to hikers and outdoor focused buyers.

Families appreciate access to Franklin County Schools and the small town sense of continuity that comes from generations staying close. Coffee shops and diners in Cowan and surrounding Franklin County communities, including Decherd, provide easy, low key places to meet neighbors or talk through a move with a local expert.

In this type of market, timing and preparation matter. Buyers who understand Cowan’s inventory patterns and commute options toward Tullahoma or Manchester can act quickly on the right home. Sellers who prepare, price strategically, and highlight Cowan’s community character are best positioned to attract serious interest. Agent Pronto can connect both buyers and sellers with a local real estate professional who is ready to guide each step.

Find your Cowan real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“Jason was an outstanding real estate agent throughout our move to Middle Tennessee. Relocating from another state made the home-buying process more complicated, but he was thorough, informative, and took real ownership every step of the way. He offered thoughtful insight that helped us make the right deal, and we always felt well supported. I can’t recommend Jason enough.”

Justin Jones ·

Photo of Southern Life Real Estate
Southern Life Real Estate
“Working with Dalton was a wonderful experience. He is a friend and sometimes it can feel more stressful to do business with a friend, but in our case he exceeded our already high expectations! He is a local and has a really important knowledge base of Nashville and the surrounding suburbs. He and his colleagues were very clear and communicative throughout the home selling process. We were not living in our home but we have very difficult work schedules and Dalton made sure we were never inconvenienced. We were under contract in 3 days and closed with no delays or hiccups. We even had a vacation while under contract and didn’t have to worry about a thing! Having a team that can get a deal to the finish line in a market like this is amazing. Dalton and his team can do that for you!”

Rachel Hunter ·

Photo of First Class Real Estate
Keller Williams First Class Real Estate
“Getting to work with Kimo is a pleasure. The man is professional, thoughtful, timely, and thorough. With a plethora of experience and good people working all around him. We've put together a handful of offers with Kimo, closed on a deal, and listed a home of ours with him all in just a few months. At every step of the way him and his team had us feeling informed and ready to go. Looking forward to future business with him and hope you'll do the same. You will be glad you connected with a realtor like Kimo Quance.”

joseph almeidaj ·

Photo of Kimo Quance
eXp Realty
“Jon sold our house on two days. He was great. We sold it for more than we paid for it just two years ago. He helped us through the many questions the new owners had and talked us through the inspections the new owners wanted. We would definitely use him again.”

Greg Smith ·

Photo of Jon Sexton
Benchmark Realty
“We could not have asked for a better real estate agent. Brittany went above and beyond for us. We came from out of state and her knowledge of the area was so vast. She predicted our every need along the journey of our home purchase experience. Brittany never treated us as a client but more like family. We highly recommend her for your home buying needs.”

Ester Hunter ·

Photo of Brittany Bennett
Zach Taylor Real Estate
“Working with Devin Couillard was an absolute game changer! He truly went above and beyond—always responsive, honest, and strategic in helping us find the perfect home. His knowledge of the Chattanooga area and negotiation skills are unmatched. Devin made the process smooth, stress-free, and even fun. If you’re buying or selling, you need Devin in your corner—he’s not just a Realtor®, he’s your real estate ally for life!”

1cedricgeter ·

Photo of Devin Couillard
Simplihom
“CJ for short was great from the start throughout the whole process of the house searching and buying. He responds to everything you need help with. CJ treats you respectfully and is a pay it forward kinda guy. He wasn’t just our realtor but he became a friend. You don’t find too many people with the heart that he has. I would recommend him to anyone and brag on him and his service to everyone. Thanks so much for everything CJ!”

klindsey4191 ·

Photo of Christopher John (CJ) Stone
United Real Estate Middle Tennessee
“Megan was very kind, knowledgeable, and a joy to deal with. I would highly recommend her for your real estate needs. She is attentive and does everything she can to make sure your questions are answered and that you are completely satisfied with the transaction.”

d319672 ·

Photo of Megan Smith
Zach Taylor Real Estate
“I have worked with him on a ton of real estate transactions. He always looks out for the client and does what’s best for them. He’s extremely knowledgeable and if he doesn’t know the answer, you better believe he will find it and find the right one would recommend him to anyone looking to sell or buy.”

meganmollinet ·

Photo of Tim Collins
SimpliHOM
“Teresa is the absolute greatest realtor you could ever ask for I wish I could give more than 5 stars. She does more than just helping you find a house, she treats you like family and is sweet, funny and absolutely amazing. She worked with my husband and I to get the perfect forever home and made this whole process stress free and made sure everything would be perfect for us. I will forever and always be grateful for Tersea and her husband”

Tammy Moore ·

Photo of Teresa Young
RE/MAX Experience
“It was truly a pleasure working with Patrick. He was gracious and knowledgeable. He understood my needs and walked me through the entire process. So much so, that he helped me close on two properties in the same month! Thanks Patrick!”

BbEe064 ·

Photo of Patrick Rhodes
Better Homes & Gardens Real Estate Heritage Group
“Omg y'all helped us so much. Laila is amazing. She is a go getter, always kept us updated on everything daily, she had our house closed within 30 days and it sold in 4 days. THANK Y'ALL SO MUCH FOR REFERRING US TO LAILA. We would highly recommend her to anyone. Thank you. ”

Mike K. · Florence, AL

Photo of Laila Vilinska-Jager
Crye-Leike Realtors
“Troy Charlton's handling of the sale of my house was excellent. He had a small window of time to get everything done and he saw that it went smoothly, efficiently and professionally. I would go to him for any real estate dealings I have. He made me always feel that any questions I had were worthwhile .He is a very pleasant person to deal with, and enjoys a great sense of humor, which always appeals to me. He is topnotch. Michele Sheldon Lebanon, Tennessee”

Michele Sheldon · Lebanon, TN

Photo of Troy Charlton
exp Realty
“I highly recommend Brooke for any of your real estate needs. We were in the market to purchase a lake home and Brooke was there for us every step of the way! She made a hectic situation very smooth! It was our first time selling a house, so we were not sure of the process In which to do so. She gave her advise on what we needed to do to get the house ready to sell. She also helped us stage the house. She was on point with communication! The house was listed and we had an offer within 1 day! The people making the offer backed out and within hours she had another offer on the table! Through the ups and downs she was there making sure the transaction ran as smooth as possible! And getting us top dollar for the house! If you are in the market to buy or sell a home I highly recommend Brooke!”

april4386 ·

Photo of Amanda Wooley
Keller Williams
“Mr Flahaven was an amazing realtor to work with. The entire process was smooth, seamless and easy. It is very obvious that when you work with Dan you are not just another transaction, he was ery careful to make sure we had everything we need. That all are questions and concerns were handled quickly. I highly recommend his services.”

mjbenesch ·

Photo of Flahaven Team
Realty ONE Group Music City

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Cowan. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.


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