I have been living in the Watertown and Fort Drum area of Jefferson County NY for most of the last 19 years. I retired from the US Army after 25 years having served in both the enlisted and officer ranks. Along the journey from installation to installation I became fascinated with real estate and purchased several properties at various duty stations. I have extensive knowledge and experience in finances having majored in finance and having my own business as a financial planner before being pulled back onto active duty post 9/11. I spent my last two years in the Army running the financial education and training programs for Fort Riley, KS. I am married to the former Donna Tyner of Great Bend, N.Y. My focus is on taking the best care of my clients possible, protecting my clients, and doing business ethically. I have extensive expertise helping individuals and couples cleaning up credit issues. This is something I enjoy doing and I do not charge for this service. I also have extensive expertise in helping real estate investors weed through all the potential investment properties and honing in on the ones that have true profit potential.