Richard started in the real estate business in 1990, then went into lending, left the industry and started restaurants and wine business. Now he's back...Richard has the knowledge and expertise to get your real estate transactions done. He has a B.S. in Business with emphasis on Entrepreneurship from California State University at East Bay. His knowledge in lending will help you get through the loan process with minimal hurdles. He grew up on the Monterey Peninsula. Richard spent his early years working at his parent's businesses. They owned and operated motels in several locations. He has lived in Monterey, Pacific Grove, Pebble Beach, and Carmel so he knows these areas very well. This will aid in finding a perfect home in the town, neighborhood, home criteria that you are seeking. He also had two restaurants in Carmel and has dealt with numerous visitors from around the world in addition to many local customers. He enjoys golf, tennis, skiing, swimming, yoga, cooking, wine tasting...