“Enjoyed working with Amy on the project. Always professional and trying her best to complete the sale. Will definitely consider and recommend using her in the future.”
Century 21 Affiliated
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Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for November 2026.*
*Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.
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Bay City real estate Market Report.
Information and statistics on the latest trends in the Bay City real estate market. *
Latest Rolling 3-Month Snapshot
Jul 1, 2026 - Sep 30, 2026
Median sale price
$141K
+12%
from Q2 '26
Median list price
$129K
-1%
from Q2 '26
Active listings
315
+20%
from Q2 '26
Homes sold
141
+16%
from Q2 '26
New pendings
167
+5%
from Q2 '26
New listings
191
+6.7%
from Q2 '26
Quarterly Pricing Trends for Bay City
Rolling three-month data ending on quarter boundaries when available.
Median sale price
Median list price
Quarterly Pricing Trends for Bay City
Rolling three-month data ending on quarter boundaries when available.
Median sale price
Median list price
Quarterly Pricing Trends for Bay City
Rolling three-month data ending on quarter boundaries when available.
Median sale price
Median list price
Quarterly Inventory and Sales Activity for Bay City
Rolling three-month supply and activity totals for the selected period.
Active listings
Homes sold
New pendings
New listings
Quarterly Inventory and Sales Activity for Bay City
Rolling three-month supply and activity totals for the selected period.
Active listings
Homes sold
New pendings
New listings
Quarterly Inventory and Sales Activity for Bay City
Rolling three-month supply and activity totals for the selected period.
Active listings
Homes sold
New pendings
New listings
19
Seller’s Market
Seller’s Market
Buyer’s Market
0
20
40
60
80
100
0
25
50
75
100
Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Jul 2026 - Sep 2026).
Inventory in Bay City has expanded notably in this rolling three-month view, with active listings up more than 40 percent year over year to 315. New listings have also climbed, rising nearly 30 percent from a year ago, which gives buyers more options than they had last fall. Even with this influx, contract activity is healthy, with homes sold up about 10 percent and pending sales up nearly 25 percent compared with the same period last year.
Pricing is reacting in nuanced ways to these shifts. The typical home value has inched up about 4 percent year over year, yet the median list price is down roughly 5 percent, signaling that sellers may be pricing more cautiously to attract offers.
Conditions have moved closer to balance, as months of supply almost doubled over the past year to 3.1 months while the share of homes selling above list dropped from about 52 percent to around 32 percent. Homes are taking longer to sell, with median days on market rising from just 14 days a year ago to 32 days in the latest period, giving buyers more time to make decisions. At the same time, an average sale-to-list ratio near 98 percent shows that well-priced homes still command strong offers. In this evolving environment, both buyers and sellers can benefit from Agent Pronto’s help in finding an agent who understands Bay City’s latest trends.
Learn more about what Bay City has to offer.
Bay City offers residents a welcoming riverfront community with a vibrant downtown, ample green spaces, engaging cultural events, and a strong sense of local pride.
Bay City immediately stands apart from nearby communities like Midland and Saginaw with its unmistakable waterfront identity on the Saginaw River and Lake Huron’s Saginaw Bay. Historic downtown blocks, riverfront parks, and a busy marina scene give the city a year round energy that still feels approachable and close knit.
Locals gather at Wenonah Park for concerts and festivals, then cross the river for neighborhood staples and independent shops. The Bay City State Park recreation area offers a long beach, trails, and birdwatching that appeal to both families and retirees. Cultural anchors like the State Theatre and the Alice and Jack Wirt Public Library add a strong arts and learning presence, while local favorites such as City Market highlight the region’s agricultural roots.
Housing in Bay City ranges from historic riverfront homes near the Downtown Bay City core to quieter residential streets that offer more space than you will often find closer to Flint. With ongoing investment along the waterfront and in emerging districts like Johnson Street, timing a move matters. Whether you are preparing to list a long held family home or hoping to secure a place near the water before the next season of demand, connecting early with the right local expert is essential. Agent Pronto helps both buyers and sellers in Bay City find an agent who is ready for that next step.
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“Considering the situation we were in to sell the house, Tom and Karah did an EXCELLENT job understanding my needs and wanting the best for the buyer as well. I hope to use them in the future for buying a home. You SHOULD!!!”
Dwelling Place Inc
“Jason Emerson was trustworthy and diligent in guiding us through the selling process. He had an accurate assessment of market conditions which led to us getting the price we wanted. His knowledge of media sources and ability to effectively use them was important. Jason worked tirelessly on our behalf. He listened to us and implemented actions to incorporate our ideas. Jason was truly a valued partner in selling our property!”
eXp Realty Justin Ford Real Estate Team
“originally reached out to Joe Kovalchik with the Justin Ford Real Estate Team because I thought I was just getting myself in position to buy a home sometime next year. Joe connected me with a great lender, and we discovered I qualified for a USDA loan with 100% financing. Instead of waiting another year, Joe helped me get into a home much sooner than I expected. Over about a month and a half of searching, Joe helped me find the right opportunity and even got me access to a home before it officially hit the market. That ended up being the home I purchased! He also negotiated for the seller to cover my closing costs, which meant I was able to buy a home with very little money out of pocket. I couldn't be happier with how everything worked out. Joe went above and beyond to help me understand my options, find the right home, and negotiate a great deal. If you're looking for a real estate agent in Metro Detroit who understands first-time homebuyers, USDA loans, 100% financing, and how to negotiate seller-paid closing costs, I highly recommend Joe Kovalchik and the Justin Ford Real Estate Team!”
eXp Realty LLC
“Very personable and knowledgeable. Fantastic with correspondence, it felt like working with a reliable partner. She is also very compassionate and listens to her clients needs, even if unique. She got our house sold within the price point and the timeframe we were seeking, even during a market flux.”
Gateway Brokerage
“I couldn’t have asked for a better agent as a first time homebuyer! Kevin was knowledgeable and had amazing recommendations of outside services I needed in the process. He was always quick to respond to any questions and without having anything to compare him to, I’m certain he went above and beyond to make this experience great for me!”
ERA Real Estate ERA Greater North Properties
“Marie is amazing and I would work with her again in a heartbeat --- actually, I will be soon.”
Century 21 Signature Realty
“Amy was very easy to work with and gave us valuable advice on increasing our listing price. The whole process working with Amy was very smooth. I have recommended her to several of my friends and they have also been extremely pleased with her.”
Banacki Properties
“Working with Chance was great. He was extremely responsive, no matter the day or time! He helped us find our first house. We told him what we were looking for and he only recommended homes within our specifications. He did a wonderful job negotiating with the selling agent and making a deal we were confident in.”
Our Home & Co
“As first-time home owners, we couldn’t have asked for a better realtor than Abby. She was incredibly patient throughout the entire process, truly understood our needs and necessities, and always gave us the best advice using her knowledge and experience. One thing we appreciated the most was how honest she always was — even if it was something we didn’t necessarily want to hear about a house we were interested in. She genuinely cared about helping us make the best decision, not just buying any house. She made everything feel so much less stressful and was always so sweet and supportive. We are beyond grateful for all her help, and we will definitely be buying another house with her in the future. Highly recommend Abby to anyone looking for someone trustworthy, caring, and dedicated!”
NextHome Greater Tri-cities
“Shelley Park continues to prove why she is our go-to realtor time and time again. Most recently, she helped us stage, list, and sell a flip house that was nearly two hours away from where we live, and she handled every detail with excellence and professionalism from start to finish. What sets Shelley apart is her incredible attention to detail and the level of care she brings to every transaction. When offers came in, she carefully evaluated every single one with a magnifying glass — not just looking at price, but truly helping us determine the strongest and best overall offer. Because of her expertise, the entire process felt seamless and stress-free. No matter the situation, we know we can count on Shelley 100% of the time. She is dependable, knowledgeable, responsive, and deeply committed to her clients’ best interests. Having someone you can trust completely in real estate is priceless, and Shelley has earned that trust from us over and over again. We highly recommend her to anyone looking for a realtor who consistently goes above and beyond.”
NextHome Park Place Homes Group
“Working with Chelsea was great, the overall homebuying experience was pretty easy. I would reccomend Chelsea to other first time veteran home buyers. We felt she put us first as buyers instead of just another sale. Thanks Chelsea!”
Real Broker, LLC
“It was great having ShawnR as my realtor. I did not know him but he was recommended by a friend. He was on top of everything from the minute we met. When I had questions he answered me immediately or got back with me within a day. He has an excellent photographer. Our home was so beautifully advertised. We had over a 30 the first week wanting an appointment. We had a purchase agreement within a week. What made Shawn special is that he was on his vacation with his family. He still made time for me even on vacation. We had to change some of the appointments. He and his company have an excellent way of communicating with each other. The whole team is so efficient and they work together perfectly. I would recommend Shawn 100% to anyone selling their home without reservation. He has 14 years experience and, no matter how busy, he responds immediately. There are no negatives regarding Shawn-only positives. We had our home 40 years. He knew it was emotional and we actually have the perfect buyer. Thank you to Shawn. He is also a good friend and we stay in touch. With all the competition, you can be sure you made the right decision in working with Shawn. If considering selling your home, I wish you good luck. I’m so glad we had Shawn to take us through every step and through the closing. It really was flawless!!!”
RE/MAX Platinum
“Working with Jonathan was such a great experience from start to finish. He’s one of those rare realtors who combines professionalism and deep knowledge with genuine care for his clients. From our first conversation, it was clear that he really knows what he’s doing—especially when it comes to investment properties—and that he was going to look out for my best interests at every turn. I was buying a home in Detroit with an eye toward both livability and long-term investment potential, and Jonathan was exactly the kind of buyer’s agent I needed. He understood what makes a property a good deal, how to evaluate neighborhoods, and what to look for in terms of rentability and return. He took the time to explain every step, answered every question (and there were a lot of them), and never made me feel rushed or pressured. What really stood out to me was how steady and competent he was, even when the process got complicated. He stayed calm and solution-focused through every hurdle—inspections, paperwork, repairs, financing—you name it. I always felt like I had someone in my corner who was paying attention to the details and thinking a few steps ahead. That gave me so much peace of mind. Jonathan is also incredibly responsive. He answers texts and calls quickly, and when he doesn’t have an immediate answer, he finds out and gets back to you fast. That level of communication made me feel supported and confident throughout the process. It also showed how dedicated he is to his clients—he doesn’t just disappear once an offer is in. Beyond his skill and experience, Jonathan is just an all-around good person to work with. He’s honest, patient, and has a calm, kind energy that makes a stressful process feel manageable. He doesn’t oversell or push; instead, he listens, advises, and helps you make smart, informed decisions. I always felt that he genuinely wanted me to end up in the right property, not just any property. Because of Jonathan’s guidance, I ended up with a home that checked all the boxes—a solid property with great potential and a strong investment future. He made sure I understood every aspect of the deal, and I never once felt lost or uncertain. He has a real gift for combining market savvy with approachability, which is rare in this industry. I would recommend Jonathan without hesitation to anyone looking for a real estate agent who is knowledgeable, professional, and truly cares about his clients’ goals. Whether you’re a first-time buyer or an investor looking to grow your portfolio, you couldn’t ask for a steadier, more trustworthy partner in the process. Jonathan is exactly the kind of realtor you want on your side—competent, reliable, and genuinely committed to helping you succeed. I’ll definitely be working with him again on my next purchase.”
eXp Realty Plymouth
“I cannot recommend Dan highly enough for his outstanding support throughout a home-buying journey in the Blue Water area. The process is overwhelming, but Dan patiently guides you through every step, transforming a stressful experience into an exciting one. What truly sets Dan apart was his deep knowledge of the local market. He provides insightful analysis on neighborhood trends and property values, which gives confidence to make informed decisions. For example, he will suggest a strategic offers for the home you re interest in that helps secure it against multiple competing bids. His negotiation skills are impeccable, and he goes above and beyond to advocate for your best interests at every turn. Beyond his professional competence, his responsiveness was a constant source of reassurance. He will always be available to answer your questions—day or night—and keeps you informed of every new development, which puts your mind completely at ease. He truly makes you feel you are his top priority. It all starts with Dan's dedication to his clients. Anyone in the market for a knowledgeable, patient, and results-driven realtor should look no further.”
Keller Williams KW Platinum
“Rachel has helped me purchase several investment properties. She was very knowledgeable in local resources for the renovations needed. I highly recommend her and will not hesitate to use her when purchasing more investment properties.”
Brookstone Realtors
“Matthew was outstanding in helping me with the purchase of my property. Very knowledgeable and informative through the entire process. I have recommended him to friends and will continue to do so. Not only have I gained a real estate agent but a friend too.”
RE/MAX of Midland
“He sold my home for me and he sold us a new home. Very good realtor. He was always there for us when we had questions, he even showed us home late in the evening . He is great to work with I definitely recommend him to anyone.”
Century 21 Signature Realty
“Stacy was great! She helped us with the timing of selling our house and priced it perfectly. She worked very closely and communicated very well with us and our realtor in the area we were moving to. When it was time for us to list our house Stacy was on vacation and still didn't miss a beat and helped us sell our house in 2 days!! Would definitely recommend!”
Keller Williams KW Domain
“Burt has helped us purchase our last 4 homes, and sell our last 3. That is a testimony to how much we trust him with such an important transaction. There are so many moving parts (buying a new home while selling a home, inspections/appraisals on both ends, etc.), but Burt makes all of it seamless. His knowledge and ability to understand and time the market for us has been spot on every time. He even helped us manage through the construction/building process for our new home. He was accessible and willing to talk to us even while we were out of state on vacation, to ensure we had all of the needed information to begin the process. I would recommend Burt to anyone.”
Caldera Real Estate Group
Frequently Asked Questions
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There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Bay City. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.
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Choosing a real estate agent to help you buy or sell property is one of the most important decisions you’ll make in your lifetime. You want to make sure your agent is an expert in your area, has a proven record helping people buy and sell similar homes to yours, and is well regarded by their previous clients. Let us know a few details about the property you are selling or the kind of home you want to buy, and Agent Pronto will match you with trusted real estate agents that have the experience you need. And before you interview an agent, check out our top five questions to ask a buyer’s agent and listing agent.
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We consider performance metrics, close rates, specialties, and client reviews to qualify the best full-time agents. We then take the information you provide about the home you are selling or the kind of home you want to buy, and analyze the top local agents with the right experience for your specific needs. For more than a decade, we've helped hundreds of thousands of home buyers and sellers find the right agent. Get started now and find the perfect real estate agent.
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No. Agent Pronto is a free service for home buyers and sellers and you are under no obligation to work with our recommended agents. Find your Bay City Realtor® or real estate agent today.
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