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Cottonwood County, MN real estate

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Cottonwood County real estate Market Report.

Information and statistics on the latest trends in the Cottonwood County real estate market. *

Latest Monthly Snapshot

September 2026

Median sale price
$178K
+24% from Aug '26
Median list price
$145K
+3.6% from Aug '26
Active listings
64
-1.5% from Aug '26
Homes sold
19
+111% from Aug '26
New pendings
9
-36% from Aug '26
New listings
10
-47% from Aug '26

Monthly Pricing Trends for Cottonwood County

Monthly data for the latest available year.

Monthly Pricing Trends for Cottonwood County Oct '25 Dec '25 Feb '26 Apr '26 Jun '26 Aug '26 Sep '26 Median sale price in October 2025: $215K Median sale price in November 2025: $145K Median sale price in December 2025: $76K Median sale price in January 2026: $234K Median sale price in February 2026: $135K Median sale price in March 2026: $189K Median sale price in April 2026: $134K Median sale price in May 2026: $119K Median sale price in June 2026: $208K Median sale price in July 2026: $175K Median sale price in August 2026: $143K Median sale price in September 2026: $178K Median list price in October 2025: $145K Median list price in November 2025: $179K Median list price in December 2025: $145K Median list price in January 2026: $113K Median list price in February 2026: $140K Median list price in March 2026: $152K Median list price in April 2026: $210K Median list price in May 2026: $154K Median list price in June 2026: $179K Median list price in July 2026: $182K Median list price in August 2026: $140K Median list price in September 2026: $145K October 2025 Median sale price $215K Median list price $145K November 2025 Median sale price $145K Median list price $179K December 2025 Median sale price $76K Median list price $145K January 2026 Median sale price $234K Median list price $113K February 2026 Median sale price $135K Median list price $140K March 2026 Median sale price $189K Median list price $152K April 2026 Median sale price $134K Median list price $210K May 2026 Median sale price $119K Median list price $154K June 2026 Median sale price $208K Median list price $179K July 2026 Median sale price $175K Median list price $182K August 2026 Median sale price $143K Median list price $140K September 2026 Median sale price $178K Median list price $145K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
71
Buyer’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Sep 2026).

Inventory and contract activity in Cottonwood County shifted notably in September 2026, with 64 active listings, up from a year earlier, while new listings slipped slightly year over year. Homes sold more than doubled compared with last September, yet pending sales dropped over 30 percent, signaling that recent closed sales are reflecting contracts written earlier in the season.

Price trends are adjusting to this change in momentum, as the typical home value is modestly higher than a year ago even though the median list price is down sharply year over year. Sellers are seeing an average sale-to-list ratio around the mid-90s, and only about one in five properties is closing above the asking price, showing buyers have more room to negotiate than they did just a month or two ago.

Time on market and supply levels round out the picture of a buyer-leaning environment, with roughly one month longer median days on market than in August but fewer months of supply than last year and below the Minnesota average. Compared with the broader state, Cottonwood County’s home values sit at a lower price point while offering similar inventory conditions, which can attract budget-conscious buyers. Whether buyers are trying to gauge value or sellers are working to price correctly in this shifting landscape, Agent Pronto can connect both with an agent who knows how to navigate these trends.



Learn more about what Cottonwood County has to offer.

Cottonwood County offers residents a welcoming, close-knit community with robust local services, thriving agriculture, and abundant outdoor recreation, all supported by a resilient, small-business economy.

Cottonwood County offers a practical blend of small‑town convenience, accessible services, and open space. Centered around Windom with communities like Mountain Lake and Westbrook, the county provides everyday amenities without heavy traffic or long commutes. U.S. Highway 71 and nearby connections to Jackson County and Nobles County keep regional travel straightforward.

Outdoor recreation is a major advantage here. Families and nature lovers spend time at Cottonwood Lake Park in Windom and Mountain Lake Public School’s nearby facilities, while hunters and birders appreciate Tal Cottonwood County Game Production Area. The Cottonwood County Historical Society in Windom adds cultural depth with exhibits and programs that highlight local heritage.

Daily life is supported by practical services such as the Windom Area Health hospital, public libraries, and well‑regarded school districts. Residents enjoy local shops, cafes, and seasonal events that make it easy to feel connected without sacrificing privacy or quiet.

Whether you are moving across town or relocating from a larger metro, understanding local zoning, rural properties, lake homes, and in‑town neighborhoods can be complex. A knowledgeable Cottonwood County real estate agent can interpret market trends, explain area nuances, and coordinate inspections and closings so your move is smoother. Agent Pronto connects both buyers and sellers with professionals who reduce stress and help each transaction stay on track.

Find your Cottonwood County real estate agent today →


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“Haewon Park helped me buy a townhome in Eden Prairie this fall, and I can’t recommend her highly enough. We were buying from Iowa while I was starting a new job in Minnesota, so we needed an agent who could be our eyes on the ground. Haewon was exactly that. She video-walked properties for us, gave honest opinions on condition and HOA health, and knew the Eden Prairie market well enough to tell us right away which listings were priced well and which weren’t. When we found the right home, she negotiated hard and got the price down, which made a real difference for us. Through inspection, financing, and title, she kept every party on schedule and answered my questions within the hour, every time. We closed on time on October 26 with no surprises. As a licensed REALTOR in Iowa myself, I pay close attention to how other agents run a transaction. Haewon’s communication, organization, and negotiation skills are top tier. If you’re relocating to the Twin Cities or buying from out of state, she’s the agent to call.”

KangSan Lee ·

Photo of Ryan Platzke
Coldwell Banker Burnet
“Daisy was absolutely wonderful to work with and made the very frightening experience of being a first time homebuyer feel like a walk in the park. From assisting with lending to negotiating with the sellers and title company she was a dream to work with. She was very responsive to texts and calls (we were negotiating via text while I was at the state fair and even at a concert! Lots of late evening conversations and concessions from the sellers!) She really helped me through the entire process making sure all of my questions and concerns were addressed from start to close. I’m also a Veteran and she is familiar with the VA loan and inspection process and all went smoothly. At closing she brought us a huge balloon bouquet and a cute flower arrangement and then left a large gift basket with champagne and other goodies to enjoy at our new home! She really just went above and beyond and I would recommend her to anyone looking for a home. Thank you so much Daisy, you helped make my dream of home ownership a reality!”

Kristen Kelly ·

Photo of Erik Holm
Realty Group LLC
“When we started thinking about buying a house, a friend of ours who had recently sold their house recommended their realtor Alex Mayer. Having worked with Alex for 6 months now, he stands above the rest as a realtor. As first time homebuyers, we really appreciated how Alex met us where we were at. After we reached out, Alex met us quickly and explained everything from what to look for in a house to how to put together a winning offer. His focus on education was invaluable, and with each house we viewed, we learned more and more about what we needed our house to be. Alex’s patience and communication helped our confidence throughout the process, too. Alex was a great resource for connecting us to lenders, insurance agents, and other people who could help us make buying our first home happen. We looked at a LOT of houses together. But when we found the one that checked all the boxes, Alex did everything in his power to give us the best chance and made sure we were informed and comfortable at every move. It was a privilege working with such an exceptional realtor!”

rugrodenhomeshopping ·

Photo of Alex Mayer
eXp Realty
“Working with Tim was an outstanding experience! Selling our home while preparing for a cross-country move was a huge undertaking, especially with the tight timeline we were working against. From our very first conversation, Tim helped us understand the process, set realistic expectations, and feel confident in our decisions. As sellers who had never been through the selling process before, we especially appreciated his patience and willingness to walk us through every step. He was always available to answer questions, kept us updated, and helped us navigate the unexpected challenges that came up along the way. Tim truly understood how important our timeline was and worked hard to help us get our house sold so we could start our next chapter in Florida. His knowledge, responsiveness, and genuine commitment to his clients made what could have been an incredibly stressful experience so much easier. We can’t thank Tim enough for everything he did to help make our move possible. We highly recommend him to anyone looking for a knowledgeable, trustworthy, and dedicated realtor!”

Katie Ames ·

Photo of Tim Schepers
Park Street Realty
“Angel was an excellent realtor. This was our first time buying a home. Angel was always available with answers to our home-buying questions. Angel is professional, punctual, and offers advice with the buyer's interest in mind. I would highly recommend Angel to my family and friends. I am open to working with Angel again in the future if the opportuniy arose.”

Ted Cullen ·

Photo of The Minnesota Real Estate Team
RE/MAX Advantage Plus
“Bryce is fantastic to work with. He understands what you are looking for and works hard to find a property that checks all of the boxes. He is exceptional.”

danschnuettgen ·

Photo of Bryce Schuenke
eXp Realty
“Scott and Nick Breuer at First Choice Realty Solutions made the first-time home-buying experience for my partner and I a breeze! We were very happy with how quickly they communicated with us and how willing they were to answer any questions we had along the way. Being first-time homebuyers, there was a lot we didn’t know about the process, but they always took the time to explain things and make sure we felt comfortable and at ease. They made the whole process feel a lot less stressful and were great to work with from start to finish. We really appreciated having people we could trust and rely on throughout such a big milestone in our lives. We would definitely recommend Scott and Nick to anyone looking to buy a home, especially other first-time homebuyers. We couldn’t be happier with our experience working with them!”

Bryce Lomsak ·

Photo of Breuer Choice Realty Group
Keller Williams Classic Realty
“Raleigh was amazing! She helped make the process go smooth and quick. She made sure I had all my questions answered and advocated on my behalf for any issues we had with the property. I would recommend her to anyone looking to buy!”

beccacarlson13 ·

Photo of Brian Scates
Scates Real Estate
“Greg was so awesome! He guided me through buying my first my first home. He answered any and all questions I had and helped me through every step of the way!”

Emily Johnson ·

Photo of Greg Doohen Realty Group
Keller Williams of Sioux Falls
“We are extremely happy with the job Erin did helping us sell our home! She was tenacious, dedicated, and always willing to go the extra mile to get the job done. She stayed on top of every detail and never gave up, even in this challenging market. Her professionalism, persistence, and commitment made a real difference throughout the process. We had such a great experience working with Erin that we have recommend her to our children. Erin is a realtor who cares about her clients and will work for the best possible outcome. We highly recommend Erin!”

jsmrstick ·

Photo of Erin Smiler
Real Brokerage - Grey Duck Properties
“max did such an amazing job, helping us find a home and he was also very patience with us. we are so grateful for everything that he was done for my family once again thank you max for everything you did for us!!!!!!!! we really appreciate all your hard work.”

Denise Pirin ·

Photo of Obvious Real Estate
eXp Realty Obvious Real Estate
“Ryan provided such a wonderful real estate experience for us which all started at the early stages of planning prior to listing our White Bear Lake, MN home. During the early planning stages Ryan provided recommendations and offered guidance to market our home in this unique real estate market. After a few months of planning we listed our home with Ryan and it SOLD in just a couple days. During this time we still had not found our next home to purchase. Within a short period of time and with Ryan's large network we were notified of a new listing coming up. In a matter of a couple days we had signed and had a closing date on our NEW home that we plan to raise our family in. Ryan's truly responsible for making our experience so positive and stress free. Since closing we have recommended Ryan to friends and family. If you are looking for a top-notch real estate professional I would recommended looking no further and start your own experience with him.”

Barbara Ladd · White Bear Lake, MN

Photo of Ryan Mann
Coldwell Banker Realty
“I recently needed to sell the home of my brother who had passed away. I had bought only one home in my life and never had sold one. Needless to say, I wasn't well versed on the realty market and process of today. Lindy was the perfect fit to assist me with this process. She displayed excellent knowledge of the market, displayed great communication skills and patience. Her attention to detail and followup were outstanding. I would highly recommend Lindy for all of your real estate needs.”

Steve Karls ·

Photo of Lindy Hennen
Central MN Realty
“I can’t say enough great things about Michael! From start to finish, he truly went above and beyond to make the entire process of selling my home as smooth and stress-free as possible. Michael was incredibly responsive, knowledgeable, and always willing to take the extra time to answer my questions and talk through anything that came up. I never felt like I was just another client — he genuinely cared about making sure I felt comfortable and confident throughout the process. Selling a home and making a big move can be stressful, but having Michael in my corner made such a difference. He was professional, patient, honest, and proactive every step of the way. I’m extremely grateful for everything he did and couldn’t recommend him more highly. If you’re looking for a realtor who will truly go above and beyond for you, Michael is your guy!”

Zak Knudson ·

Photo of Michael Ziermann
JPW Realty
“Steve did a solid job helping my wife and I figure out and land our first home in Hopkins. He was responsive and gave us great home advice during the search process, and was helpful during the short turnaround time we had for the inspection & closing.”

Skye Smith ·

Photo of Infinity Homes Team
RE/MAX Advantage Plus
“I truly cannot say enough wonderful things about Bonnie! From the very beginning, she went above and beyond to help me achieve one of my biggest goals: becoming a homeowner. Bonnie was incredibly patient, kind, knowledgeable, honest, and so much fun to work with. She answered every question, talked me through every uncertainty, celebrated the exciting moments with me, and never made me feel rushed or pressured. I always felt like she genuinely cared about finding the right home for me—not just making a sale. We definitely had some adventures along the way (including touring what may have been the sketchiest condo in Minnesota), but Bonnie made the entire process feel manageable, exciting, and even fun. Buying my first home was such a huge milestone for me, and I’m incredibly grateful that Bonnie was the person who helped me get there. She put so much time, care, knowledge, and heart into this journey, and I could not have asked for a better realtor by my side.”

Kally Fuller ·

Photo of Bonnie Nguyen
eXp Realty
“We had an absolutely fantastic experience working with Katie. She took the time to really get to know us, what we liked, and what we were hoping to find in a home. She always came prepared, did thorough research, and offered thoughtful suggestions that genuinely helped us make confident decisions, especially when it came to choosing the right house and deciding what to offer. What stood out the most was that she was never pushy. She gave us space to think, was patient throughout the entire process, and truly respected our pace. Her knowledge of homes with remodeling potential was incredibly valuable and helped us see opportunities we would have otherwise missed. We felt supported, informed, and genuinely cared for every step of the way. We can’t recommend her highly enough!”

JessicaGonitzke ·

Photo of Katie Fears
Edina Realty
“We happened to find Ryan by chance and thank God we did! We couldn’t have asked for a better realtor. It was our first time buying a home and we had a million questions. Ryan was more than helpful and eager to answer every single one of them! Not to mention he knew the answer to all of them. It felt great to be working with someone so knowledgeable and helpful during such a new and confusing process as a first time home buyer. Ryan worked with us to find our perfect home and made sure we got everything and anything we wanted. He was patient with us and went above and beyond to find and show us houses so we had the chance to see all of our options during the process! We couldn’t recommend Ryan more, not to mention his humor and personality is very personable so on top of looking forward to seeing the houses we got to look forward to seeing Ryan at all of the showings!”

ajsimonett ·

Photo of Ryan Olson
Re/Max Advantage Plus
“Jeff is a great real estate agent, and just generally helpful human. We knew each other professionally before he became my real estate agent, and I was still really impressed by his capability, willingness to help, and all that he did to make my home buying journey enjoyable. I highly recommend him as an agent, and a bassist!”

nathan kinney ·

Photo of Jeff Nobleza
Coldwell Banker
“Justin was great. He found us houses with our specific needs such as large yard with a fence and in our price range and the area we were looking for. I would recommend him to everyone looking to buy. Always answered a call or email was instrumental in our negotiations and now we are happily in our new home! Thank you Justin.”

cga0703 ·

Photo of Justin Handt
Coldwell Banker Realty

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Cottonwood County. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.