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Otsego real estate Market Report.

Information and statistics on the latest trends in the Otsego real estate market. *

Latest Rolling 3-Month Snapshot

Jul 1, 2026 - Sep 30, 2026

Median sale price
$427K
-5.9% from Q2 '26
Median list price
$479K
-16% from Q2 '26
Active listings
29
+32% from Q2 '26
Homes sold
7
+133% from Q2 '26
New pendings
13
+117% from Q2 '26
New listings
12
-7.7% from Q2 '26

Quarterly Pricing Trends for Otsego

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Otsego Q4 '21 Q4 '22 Q4 '23 Q4 '24 Q4 '25 Q3 '26 Median sale price in Oct 2021 - Dec 2021: $377K Median sale price in Jan 2022 - Mar 2022: $286K Median sale price in Apr 2022 - Jun 2022: $377K Median sale price in Jul 2022 - Sep 2022: $368K Median sale price in Oct 2022 - Dec 2022: $365K Median sale price in Jan 2023 - Mar 2023: $272K Median sale price in Apr 2023 - Jun 2023: $375K Median sale price in Jul 2023 - Sep 2023: $279K Median sale price in Oct 2023 - Dec 2023: $311K Median sale price in Jan 2024 - Mar 2024: $314K Median sale price in Apr 2024 - Jun 2024: $450K Median sale price in Jul 2024 - Sep 2024: $350K Median sale price in Oct 2024 - Dec 2024: $427K Median sale price in Jan 2025 - Mar 2025: $473K Median sale price in Apr 2025 - Jun 2025: $422K Median sale price in Jul 2025 - Sep 2025: $444K Median sale price in Oct 2025 - Dec 2025: $550K Median sale price in Jan 2026 - Mar 2026: $590K Median sale price in Apr 2026 - Jun 2026: $454K Median sale price in Jul 2026 - Sep 2026: $427K Median list price in Oct 2021 - Dec 2021: $260K Median list price in Jan 2022 - Mar 2022: $409K Median list price in Apr 2022 - Jun 2022: $400K Median list price in Jul 2022 - Sep 2022: $543K Median list price in Oct 2022 - Dec 2022: $279K Median list price in Jan 2023 - Mar 2023: $512K Median list price in Apr 2023 - Jun 2023: $294K Median list price in Jul 2023 - Sep 2023: $359K Median list price in Oct 2023 - Dec 2023: $662K Median list price in Jan 2024 - Mar 2024: $561K Median list price in Apr 2024 - Jun 2024: $472K Median list price in Jul 2024 - Sep 2024: $459K Median list price in Oct 2024 - Dec 2024: $748K Median list price in Jan 2025 - Mar 2025: $437K Median list price in Apr 2025 - Jun 2025: $550K Median list price in Jul 2025 - Sep 2025: $560K Median list price in Oct 2025 - Dec 2025: $589K Median list price in Jan 2026 - Mar 2026: $428K Median list price in Apr 2026 - Jun 2026: $569K Median list price in Jul 2026 - Sep 2026: $479K Oct 2021 - Dec 2021 Median sale price $377K Median list price $260K Jan 2022 - Mar 2022 Median sale price $286K Median list price $409K Apr 2022 - Jun 2022 Median sale price $377K Median list price $400K Jul 2022 - Sep 2022 Median sale price $368K Median list price $543K Oct 2022 - Dec 2022 Median sale price $365K Median list price $279K Jan 2023 - Mar 2023 Median sale price $272K Median list price $512K Apr 2023 - Jun 2023 Median sale price $375K Median list price $294K Jul 2023 - Sep 2023 Median sale price $279K Median list price $359K Oct 2023 - Dec 2023 Median sale price $311K Median list price $662K Jan 2024 - Mar 2024 Median sale price $314K Median list price $561K Apr 2024 - Jun 2024 Median sale price $450K Median list price $472K Jul 2024 - Sep 2024 Median sale price $350K Median list price $459K Oct 2024 - Dec 2024 Median sale price $427K Median list price $748K Jan 2025 - Mar 2025 Median sale price $473K Median list price $437K Apr 2025 - Jun 2025 Median sale price $422K Median list price $550K Jul 2025 - Sep 2025 Median sale price $444K Median list price $560K Oct 2025 - Dec 2025 Median sale price $550K Median list price $589K Jan 2026 - Mar 2026 Median sale price $590K Median list price $428K Apr 2026 - Jun 2026 Median sale price $454K Median list price $569K Jul 2026 - Sep 2026 Median sale price $427K Median list price $479K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
22
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Jul 2026 - Sep 2026).

Inventory in Otsego has expanded in this rolling three-month view, with active listings up sharply compared with a year ago and months of supply rising to 6.9, signaling more options for shoppers. At the same time, homes under contract have increased, as pending sales are higher than a year ago and closed sales are also up, showing that buyers are still moving forward despite the added choice.

Pricing has softened in response to these shifts, as the typical home value is down modestly year over year and median list prices have declined more noticeably over the same period. With the average sale-to-list price ratio just under 92 percent and only about 14 percent of homes selling above asking, sellers are often negotiating and adjusting expectations to meet the market.

Days on market offer another sign of changing conditions, with the median time to sell stretching to 51 days, longer than a year ago in this rolling three-month comparison. Even with that slowdown, the area is still categorized as a seller’s market overall, meaning well-positioned homes can attract solid interest. Buyers who want to interpret these mixed signals and sellers aiming to price strategically can both benefit from Agent Pronto’s help in finding the right local real estate agent.



Learn more about what Otsego has to offer.

Otsego offers residents a welcoming blend of small-town charm, easy access to outdoor recreation, vibrant local culture, and a tight-knit community that makes life here engaging and comfortable.

Otsego offers small-town living with practical access to schools, healthcare, and everyday services, all set near the cultural and recreational opportunities of nearby Cooperstown. Residents appreciate that daily errands, from grocery runs to medical visits, are manageable without long commutes, yet larger retailers and services in Oneonta are within a reasonable drive.

Outdoor enthusiasts enjoy the region’s lakes and rolling countryside. Glimmerglass State Park, on the shores of Otsego Lake, offers swimming, boating, fishing, and year-round trails, making it a frequent destination for weekend relaxation. Families can take advantage of regional attractions like The Farmers’ Museum and Fenimore Art Museum, which provide educational programs, seasonal events, and a strong sense of local history.

Everyday life is supported by nearby schools in the Cooperstown Central School District, local libraries, and community organizations that organize youth sports, festivals, and farmers markets. Access to Route 28 and regional highways keeps commuting and regional travel straightforward, whether you work locally or in surrounding towns.

For homebuyers, understanding how lake proximity, seasonal tourism, and rural infrastructure affect property values can be challenging. Sellers also benefit from knowing what today’s buyers prioritize, from home offices to storage for recreational gear. A knowledgeable local real estate agent through Agent Pronto can simplify decisions, anticipate issues, and help both buyers and sellers navigate the Otsego market with less stress.

Find your Otsego real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“I cannot say enough wonderful things about Mary! As a first time homebuyer, I was nervous and overwhelmed going into the process, but Mary made the entire experience so much easier and less intimidating. From start to finish, she provided incredible guidance, answered all of my questions, and always made sure I felt confident in my decisions. Her knowledge, patience, and dedication truly made all the difference. Even when we faced unexpected obstacles along the way, Mary went above and beyond to help navigate them and ensure everything came together. She genuinely cares about her clients and always had my best interests at heart. I am so grateful to have had Mary by my side throughout such an important milestone in my life. I couldn’t have asked for a better realtor and would highly recommend her to anyone looking to buy or sell a home!”

Tessa Hughes ·

Photo of Mary Canova
Gabler Realty
“Kayla was absolutely amazing. She was very knowledgeable and what she didnt know off hand she had the information for me right away. She was very good at keeping me calm through any bumps in the road as being a first time home buyer I was very lost at times about certain things but she was always positive and kept me going right to the end. You will not find a better agent than kayla and if you try weeelll she will always except you when you decide to switch to her instead. Easier to just hire her. She really is the best!”

m noah2295 ·

Photo of Kayla Jacobs
Miner Realty & Property Management LLC
“In my lifetime I have moved 9 times, and 5 of those involved selling a house. Working with Andrew was the best experience I’ve had with a real estate agent. He was conscientious, professional, sincere, and he actually listened to my and my wife’s ideas without dismissing them. Andrew truly made possible our getting the best offer for our house, and he kept in contact with us up to and after the closing. We moved 7 states away from our last house, and having Andrew take care of things for us helped ease our minds. My wife and I absolutely recommend Andrew and his team for your real estate needs.”

Clifford Crandall ·

Photo of Andrew Derminio
Pine to Palm Realty Group, LLC
“This was my second time working with Nathan and each time has been a delight! He is on time for appointments, responds promptly to requests for showings, and proactively marketed our home to achieve a high level of interest on home buying platforms. We had over a dozen showings scheduled in the first day of listing and received multiple competitive offers and an accepted offer within 48 hours of listing. In addition, Nathan is kind and professional and is exactly the pro you want working for you in this process! I highly recommend Nathan as a trusted real estate advisor for your upcoming purchase or sale.”

amyhollan0601 ·

Photo of Nathan Fox
Berkshire Hathaway HomeServices Zambito Realtors
“Mary is amazing! She stepped right in when I contacted her that I wanted to sell and find my forever home! She did everything! We sold in less than 24 hours! She is now working with me to find the perfect forever! She's just fantastic and I highly recommend her for all your buying and selling needs!”

nluv4u ·

Photo of Mary Ruffo
Exit Realty Homeward Bound
“Rachel has been very helpful, even when we had an issue after closing. It was such a challenge to buy a house, not living in the area, but we put our trust in her to help us. She has a lot of knowledge of the school districts, pros and cons of locations, and a good understanding of the math involved with offers.”

Jonathan Davis ·

Photo of Scott Varley Team
Keller Williams
“Ashley handled everything like a professional! Kept me in the loop through the entire party and legitimately made the process as smooth as possible! . If I ever sell or buy a home again she will 100% be who I contact.”

tboz140 ·

Photo of Ashley Carter
Keller Williams Syracuse
“We have been working with Monika since last fall. She’s helped us with a rental and now our dream home! She is patient, responsive, knowledgeable, attentive and caring. She has become a very good friend through the process, and we are so grateful to have worked with her. ??”

ncsmnmjea ·

Photo of Monika Cronin
Compass Greater NY LLC
“When I first began my home selling journey, I was SURE I was going to do it all myself. I thought no one would be able to deliver the level of care and consideration that I was searching for. When we decided to meet with Marianne, my whole plan was rerouted. Marianne put me at ease from the moment we met. From her professionalism to the immense knowledge she shared absolutely blew me away. She is passionate about her trade but even more passionate about helping people. From start to finish she consistently went above and beyond and exceeded our expectations. Her marketing strategies and social media presence is pertinent in this day and age and is an important contributing factor in her success with clients. She will be able to navigate you through challenges that only a skilled real estate professional can. We truly couldn’t be more happy with the level of service she provided. We will forever recommend Marianne to anyone looking to buy/sell/invest.”

spiritmindbody ·

Photo of Kawelo Home Team
Kawelo Home Team at HUNT Real Estate ERA
“It was an absolute pleasure working with Kevin he was very professional and at the same time very personal and Hands-On he acted as if he had known you forever he was very real! Wonderful personality and a wonderful job I would highly recommend him to anyone!”

Zana Margretta ·

Photo of Kevin Lucero
Charlotteville Realty
“Scott and Carey were excellent realtors. Kept us informed. Great personalities!”

Philip C. · Binghamton, NY

Photo of Scott Smith
Exit Realty Homeward Bound

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Otsego. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.