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Clay County, TN real estate

Compare top Clay County real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for September 2026.*


* Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Clay County real estate Market Report.

Information and statistics on the latest trends in the Clay County real estate market. *

Latest Monthly Snapshot

July 2026

Median sale price
$450K
+93% from Jun '26
Median list price
$178K
-45% from Jun '26
Active listings
51
+2% from Jun '26
Homes sold
2
-67% from Jun '26
New pendings
7
+75% from Jun '26
New listings
5
-50% from Jun '26

Monthly Pricing Trends for Clay County

Monthly data for the latest available year.

Monthly Pricing Trends for Clay County Aug '25 Oct '25 Dec '25 Feb '26 Apr '26 Jun '26 Jul '26 Median sale price in August 2025: $290K Median sale price in September 2025: $275K Median sale price in October 2025: $308K Median sale price in November 2025: $180K Median sale price in December 2025: $1.1M Median sale price in January 2026: $234K Median sale price in February 2026: $328K Median sale price in March 2026: $417K Median sale price in April 2026: $340K Median sale price in May 2026: $315K Median sale price in June 2026: $234K Median sale price in July 2026: $450K Median list price in August 2025: $270K Median list price in September 2025: $349K Median list price in October 2025: $314K Median list price in November 2025: $442K Median list price in December 2025: $175K Median list price in January 2026: $270K Median list price in February 2026: $565K Median list price in March 2026: $325K Median list price in April 2026: $300K Median list price in May 2026: $318K Median list price in June 2026: $325K Median list price in July 2026: $178K August 2025 Median sale price $290K Median list price $270K September 2025 Median sale price $275K Median list price $349K October 2025 Median sale price $308K Median list price $314K November 2025 Median sale price $180K Median list price $442K December 2025 Median sale price $1.1M Median list price $175K January 2026 Median sale price $234K Median list price $270K February 2026 Median sale price $328K Median list price $565K March 2026 Median sale price $417K Median list price $325K April 2026 Median sale price $340K Median list price $300K May 2026 Median sale price $315K Median list price $318K June 2026 Median sale price $234K Median list price $325K July 2026 Median sale price $450K Median list price $178K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
73
Buyer’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Jul 2026).

Inventory in Clay County has grown over the past year, with active listings up nearly 12 percent to 51 homes. Months of supply has surged to about 23 months, far above Tennessee’s 5.5 months, underscoring a strong buyer’s market. Even with this ample inventory, only two homes closed in July and new listings fell by more than a third compared with last year.

Contract activity shows a split picture between buyer interest and completed sales. Pending sales rose sharply, up more than 40 percent year over year, while closed sales dropped nearly 50 percent, suggesting more offers in the pipeline than recent closings indicate.

Pricing has been volatile, but the most recent numbers point to sellers still achieving strong outcomes on the homes that do sell. The typical home value is up about 58 percent from a year ago, and the average sale-to-list ratio is just under 102 percent, with roughly half of recent sales closing above asking price. At the same time, the median list price is down steeply from last year, and median days on market has stretched to well over a year, showing that buyers are taking their time and that only well-positioned homes are moving. With these mixed signals, both buyers and sellers can benefit from Agent Pronto’s help in finding an experienced local agent to navigate Clay County’s conditions.



Learn more about what Clay County has to offer.

Clay County offers residents a welcoming, close-knit community with affordable living, abundant outdoor recreation, and growing opportunities for families and small businesses.

Clay County stands apart from nearby Overton County and Jackson County with its deep Cumberland River roots and slower, more traditional pace of life. Centered around Celina, the county blends small town familiarity with easy access to outdoor recreation, making it appealing both to lifelong residents and those relocating for a quieter lifestyle.

Many weekends revolve around Dale Hollow Lake, known for boating, fishing, and scenic coves. Families make use of Donaldson Park, local ballfields, and seasonal community events. The Clay County Board of Education oversees a compact school system where teachers and families often know one another by name, reinforcing the county’s close community feel.

Downtown Celina offers everyday conveniences, local cafés, and public services like the Clay County Public Library within minutes of rural homesites. Residents also travel to nearby Cookeville or Gainesboro for expanded shopping, dining, and healthcare options, while still returning home to quieter roads and dark night skies.

As lake properties, farms, and in-town homes see more attention from regional buyers, timing and preparation matter. Whether you are weighing when to list or deciding how to compete for the right home in Clay County, Agent Pronto can connect you with an agent who understands the local market and can guide both buyers and sellers through every step.

Find your Clay County real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“She was an amazing help and a good guide for my first time in this process”

Caleb Nelson · Jefferson City, TN

Photo of Katelyn Warren
Castle & Associates Real Estate
“Brad was wonderful to work with. He was very patient with us on trying to find our forever home. I would recommend him to anyone who wants someone who listens to you.”

Sue · Shelbyville, TN

Photo of Brad Fowler
Century 21 Wright Realty
“This was the third time dealing with David Edwards and I will always work with David should the opportunity arise again! He is honest and professional and I trust him completely!”

Margaret Rice · Erwin, TN

Photo of David Edwards JR
CENTURY 21 Legacy
“Mike was an excellent agent to work with. He went above and beyond to find out all the information on the property details and answers to all questions we had. He was available anytime we needed. We would recommend him to anyone interested in purchasing or selling a home. He is the best!!”

Robin Cloyd · Jonesborough, TN

Photo of Creation Properties
Century 21 Legacy
“Shawn was wonderful to work with. He was super helpful in getting us in contact with local services to work on our home. I would definitely recommend his business to others.”

Melanie Blackwood · Tullahoma, TN

Photo of Shawn Wright
Century 21 Wright Realty
“Jeremiah was an absolute pleasure to work with! We have never had an agent as informed and quick to respond as he was. We're not unfamiliar with the home buying process, but Jeremiah was still able to explain any questions we had and work with us through difficult and unique circumstances. We absolutely love the house we got, but if we ever consider a different one down the line, Jeremiah will be the first person we reach out to. And I will recommend anyone looking for houses in the area to do the same.”

Brian Domanoski · Fall Branch, TN

Photo of Jeremiah Frank
Epique Realty
“Brooke was amazing!! She truly went above and beyond to help me find a house to call home. I truly could not be more thankful I got to work with her!!!”

Arianna Endicott · Johnson City, TN

Photo of Brooke Shelton
Century 21 Legacy
“Tracey is the best realtor. She makes stressful negotiations a breeze from start to finish. She is professional but adds her personal touch to all communications and transactions to make you feel like family. I have used Tracey for over 10 years in buying and selling several homes. I would never use another realtor in buying or selling my home.”

Candi Johnson · Talbott, TN

Photo of Tracey Bright
RE/MAX Real Estate Ten Midtown
“Misty was an absolute pleasure to work with! She went above and beyond in the entire home buying process. Misty went out of her way to meet with us to view several potential properties on short notice. Her insight and knowledge were critical in informing my decisions. She walked me through the tough negotiations so I could navigate them confidently. Myself and my family are truly thankful for her help in finding our home!”

Justin Volmos · Waverly, TN

Photo of Misty Kinney
Century 21 Platinum Properties
“I contacted Pronto because we needed to sell a deceased relative's home in Tennessee, while we live in Ohio. Agent Pronto put us in touch with two agents, and we chose Amber Vittetoe who was nothing short of fabulous. She provided us with many resources that we wouldn't have known about since we're not local, and she was extremely responsive 24/7. We couldn't have asked for a better agent. Thank you!”

Sue H. · Sevierville, TN

Photo of Amber Vittetoe
MG Rise Realty
“Khristian was extremely helpful in buying my home. I truly felt at home and at ease working with him. He made sure I was aware of everything going on, and took me to every home I wanted to see.”

Dalton Pharris · Mount Juliet, TN

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Keller Williams First Class Real Estate
“Jessica is an amazing Realtor. She truly cares about the people she works with and goes above and beyond to make her clients transition a smooth one. We just loved working with her and will definitely work with her again. She is great for vacation homes too both in the Smokies and Panama City Beach FL. Her knowledge of short term rentals helped us tremendously.”

Burke · Cosby, TN

Photo of Jessica Weston
Realty One Group Emerald Coast
“Mr. Black made it so for us.”

David Bailey · Palmyra, TN

Photo of Christian Black Team
Century 21 Platinum Properties
“Good service nice response time very polite overall very satisfied stay dangerous Betty lol”

Dion Price · Whiteville, TN

Photo of Betty McGaughey
eXp Realty
“She helped us buy our house, then sell it a few years later. Couldn't recommend more! So communicative, answered all my questions at a timely, proffessional manner. I was probably not the easiest client at times because stress, but she was so calm and reassuring through the whole process! Seriously so grateful for how smoothly this sale went, all with the help of Marie!”

Kristen Curtis · Clarksville, TN

Photo of Marie LaVoise
CENTURY 21 Platinum Properties
“Rolanda was absolutely wonderful to work with during the selling process. She was professional, knowledgeable, resourceful, and patient. She ensured that I was represented well and every step of the way. I highly recommend Rolanda to friends, family, or associates.”

Laurie Rowe Walker · Chattanooga, TN

Photo of Rolanda Pullen Daniel
Coldwell Banker Pryor Realty
“Ms. Kimberly Townsend is an awesome realtor! She assisted us in finding our forever home with all our wants. She went over and beyond to make sure all of our needs were met. We truly appreciate her due diligence to property details that buyers would not have notice. She is very knowledgeable and professional. She explained every step of the home buying process in depth. She made this experience enjoyable! Excellent Job, Ms. Townsend.”

Brenda M. · Olive Branch, MS

Photo of Kim Townsend
Century 21 Patterson & Associates
“Miss Candy was very helpful with the sale of the property she knew what she was doing and how to handle all things that needed to be handled. I would recommend her to anyone that needed help with the sell of their property and I will use her again if I need help with selling any property, Thank you so much Miss Candy for helping in the sale of the property.”

Gail Mullican · Smithville, TN

Photo of Candy Vaughn
Keller Williams Realty
“Matthew demonstrated excellent realtor service. From communicating, providing assistance and more, this is tge type of serivice you would look for an a realtor!”

TK · Nashville, TN

Photo of Nashville Advantage
EXP Realty
“Jen went aboveand beyond with a very difficult seller to deal with.”

Alan Swagerty · Lincoln, CA

Photo of Jennifer Sandvos
REAL Broker

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Clay County. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.