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Waterloo, IL real estate

Compare top Waterloo real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for September 2026.*


* Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Waterloo real estate Market Report.

Information and statistics on the latest trends in the Waterloo real estate market. *

Latest Rolling 3-Month Snapshot

May 1, 2026 - Jul 31, 2026

Median sale price
$322K
+8.4% from Q2 '26
Median list price
$342K
+1% from Q2 '26
Active listings
102
+3% from Q2 '26
Homes sold
72
+33% from Q2 '26
New pendings
61
-14% from Q2 '26
New listings
58
-3.3% from Q2 '26

Quarterly Pricing Trends for Waterloo

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Waterloo Q3 '21 Q3 '22 Q3 '23 Q3 '24 Q3 '25 Q2 '26 Median sale price in Jul 2021 - Sep 2021: $229K Median sale price in Oct 2021 - Dec 2021: $255K Median sale price in Jan 2022 - Mar 2022: $341K Median sale price in Apr 2022 - Jun 2022: $285K Median sale price in Jul 2022 - Sep 2022: $305K Median sale price in Oct 2022 - Dec 2022: $288K Median sale price in Jan 2023 - Mar 2023: $314K Median sale price in Apr 2023 - Jun 2023: $315K Median sale price in Jul 2023 - Sep 2023: $295K Median sale price in Oct 2023 - Dec 2023: $288K Median sale price in Jan 2024 - Mar 2024: $295K Median sale price in Apr 2024 - Jun 2024: $300K Median sale price in Jul 2024 - Sep 2024: $300K Median sale price in Oct 2024 - Dec 2024: $333K Median sale price in Jan 2025 - Mar 2025: $391K Median sale price in Apr 2025 - Jun 2025: $287K Median sale price in Jul 2025 - Sep 2025: $337K Median sale price in Oct 2025 - Dec 2025: $300K Median sale price in Jan 2026 - Mar 2026: $353K Median sale price in Apr 2026 - Jun 2026: $297K Median list price in Jul 2021 - Sep 2021: $235K Median list price in Oct 2021 - Dec 2021: $272K Median list price in Jan 2022 - Mar 2022: $250K Median list price in Apr 2022 - Jun 2022: $327K Median list price in Jul 2022 - Sep 2022: $294K Median list price in Oct 2022 - Dec 2022: $335K Median list price in Jan 2023 - Mar 2023: $310K Median list price in Apr 2023 - Jun 2023: $300K Median list price in Jul 2023 - Sep 2023: $295K Median list price in Oct 2023 - Dec 2023: $295K Median list price in Jan 2024 - Mar 2024: $318K Median list price in Apr 2024 - Jun 2024: $315K Median list price in Jul 2024 - Sep 2024: $320K Median list price in Oct 2024 - Dec 2024: $340K Median list price in Jan 2025 - Mar 2025: $300K Median list price in Apr 2025 - Jun 2025: $313K Median list price in Jul 2025 - Sep 2025: $300K Median list price in Oct 2025 - Dec 2025: $323K Median list price in Jan 2026 - Mar 2026: $307K Median list price in Apr 2026 - Jun 2026: $338K Jul 2021 - Sep 2021 Median sale price $229K Median list price $235K Oct 2021 - Dec 2021 Median sale price $255K Median list price $272K Jan 2022 - Mar 2022 Median sale price $341K Median list price $250K Apr 2022 - Jun 2022 Median sale price $285K Median list price $327K Jul 2022 - Sep 2022 Median sale price $305K Median list price $294K Oct 2022 - Dec 2022 Median sale price $288K Median list price $335K Jan 2023 - Mar 2023 Median sale price $314K Median list price $310K Apr 2023 - Jun 2023 Median sale price $315K Median list price $300K Jul 2023 - Sep 2023 Median sale price $295K Median list price $295K Oct 2023 - Dec 2023 Median sale price $288K Median list price $295K Jan 2024 - Mar 2024 Median sale price $295K Median list price $318K Apr 2024 - Jun 2024 Median sale price $300K Median list price $315K Jul 2024 - Sep 2024 Median sale price $300K Median list price $320K Oct 2024 - Dec 2024 Median sale price $333K Median list price $340K Jan 2025 - Mar 2025 Median sale price $391K Median list price $300K Apr 2025 - Jun 2025 Median sale price $287K Median list price $313K Jul 2025 - Sep 2025 Median sale price $337K Median list price $300K Oct 2025 - Dec 2025 Median sale price $300K Median list price $323K Jan 2026 - Mar 2026 Median sale price $353K Median list price $307K Apr 2026 - Jun 2026 Median sale price $297K Median list price $338K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
17
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (May 2026 - Jul 2026).

Waterloo’s rolling three-month numbers point to solid year-over-year growth in both prices and activity. The typical home value is up about 10 percent from a year ago, and homes sold have climbed nearly 38 percent. Active listings have also risen more than 20 percent, indicating more options for shoppers even as values trend higher.

Looking at the latest rolling three-month period ending in July 2026, the typical home value sits around $322,000, with a median list price near $342,000. Homes are spending a median of 47 days on the market, a sharp increase from a year ago, suggesting buyers may have a bit more time to make decisions.

Despite that longer timeline, conditions still favor sellers, with only 1.4 months of supply and about 30 percent of homes selling above list price. Pending sales are up more than 20 percent year over year, and the average sale-to-list ratio around 98 percent shows that final prices are staying close to asking. With 102 active listings and over half of homes going off-market within two weeks, both momentum and choice are present. In this kind of seller-leaning but active environment, Agent Pronto can connect both buyers and sellers with an agent who understands Waterloo’s current dynamics and can help them navigate each step.



Learn more about what Waterloo has to offer.

Waterloo offers residents a welcoming, connected community with convenient amenities, active local events, and a growing mix of recreational, cultural, and economic opportunities that support a high quality of life.

Waterloo offers a distinct balance of small city character and easy access to larger hubs like St. Louis and Belleville. Many buyers are drawn to its historic Main Street, strong schools, and community roots, while long‑time residents appreciate that growth has not erased its identity.

Local life often centers on events at Monroe County Courthouse Square, nearby pubs and cafes, and seasonal festivals that make it easy to know your neighbors. Families value the local school system, including Waterloo High School, known for a broad range of academics and extracurriculars. For a deeper sense of the area’s story, the Monroe County History Museum highlights the region’s German heritage and early pioneer life.

Outdoor enthusiasts enjoy Konarcik Park, with its trails, fishing lake, and sports facilities, and the community recreation options outlined by the City of Waterloo. Nearby natural areas along the bluffs and farmland give a sense of space that is harder to find closer to the metro core.

Whether you are relocating to Waterloo or planning your next move within town, timing and preparation matter. Understanding school calendars, local inventory patterns, and how quickly well‑located homes go under contract can make a real difference. Agent Pronto connects both buyers and sellers with a real estate professional who knows Waterloo’s neighborhoods, pricing, and pace, so you can move forward with confidence.

Find your Waterloo real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“Working with Kim was an absolute pleasure from start to finish. She is exceptionally professional, possesses deep market knowledge, and priced our home right on target, which allowed it to sell quickly. Her photographer captured stunning photos that truly showcased our property in its best light. What stood out the most was her prompt communication - she always answered our questions righ away - and her trustworthy guidance gave us complete peace of mind, especially since we live out of state. She even connected us with an excellent real estate attorney to help streamline the closing process. We couldn't have asked for a better experience and highly recommend her!”

Beverly Bessler · Manhattan, IL

Photo of Kim Wirtz
Wirtz Real Estate Group, Inc.
“Immensely helpful, always available. Willing to tell you "No" when a property would be more trouble than it's worth AND able to explain why.”

Tyler · West Peoria, IL

Photo of Move Smart Group
MoveSmart Realty
“Chandra made house hunting easy. She was always ready to show us properties, gave us honest, practical advice at every step, and really understood how to navigate this market so we felt confident with every decision. We couldn't have asked for a better agent throughout the process.”

Brandon Morris · Rockton, IL

Photo of Chandra Lopez
Realty of America
“Renee treats customers professionally and at the same time as friends. She goes above and beyond what is required on all facits of the process. She makes the process, which appears to be a mountain to climb, a pleasureable, simple process. I would unequivocally recommend Renee to anyone looking for a 'Best in the business' agent. Mark Stephens”

Mark Stephens · Clovis, CA

Photo of Renee OBrien Group
Keller Williams North Shore West
“Thanks Ray for your help selling my home.”

Scot B · Beecher, IL

Photo of Ray Rosewell
Real People Realty
“Steve sold our house the first weekend on the market, for well over asking, but that's honestly only part of the reason he was a great realtor to sell our house. When our buyer had a medical emergency the day of closing, Steve was able to help us manage the situation and resolve it as quickly as possible after we had already left the state. I'm truly grateful for everything he did for us!”

Kristina B. · Rolling Meadows, IL

Photo of Steven Goodman
RE/MAX Suburban
“Was impressed from the beginning when the owner answered the phone and made an appointment within a day or two to come out to the property. When we decided to put the house on the market, they were extremely professional And answered all our questions. The photographer came out promptly, and took amazing pictures of the property. It was listed the next day,and our house sold in less than a week. Andrew McCatty was our broker. He could not have been more knowledgeable or professional. Any questions that we had, Andrew either answered the phone or got back to us very quickly. Highly recommend Andrew and Century 21 Circle. Would only work with them again and would recommend them to family and friends.”

Debbie · Burnham, IL

Photo of McCatty Real Estate
Century 21 Circle
“Jeff is a knowledgeable professional. Trustworthy who will give you excellent feedback and advice”

Vin Peseski · Naperville, IL

Photo of Jeff Coros Team
Century 21 Affiliated
“Barb was a pleasure to work with, and I would highly recommend her to anyone.”

George Stell · Minooka, IL

Photo of Barb Gall
RE/MAX Remax Ultimate Professionals
“We were referred to Tracy in our move from downtown to the suburbs, and we couldn’t have asked for a better experience. She made what can be a stressful process feel easy and manageable from start to finish. Tracy was both professional and personal, detail-oriented, responsive, and always quick to act when it mattered. Her deep knowledge of the local market and strong connections were invaluable throughout our purchase. We would wholeheartedly recommend Tracy to anyone looking to buy a home!”

The Claussen Family · Hinsdale, IL

Photo of Tracy Anderson
Compass
“Michelle was exceptional throughout the entire home-buying process! She was always on top of the paperwork, deadlines, and everything we needed to get our purchase completed. Her responsiveness, organization, and attention to detail made the process so much smoother. We truly appreciated all her hard work and would highly recommend her to anyone looking to buy a home!”

Luis Alvarez · Kankakee, IL

Photo of Michelle Greybill
Village Realty
“Catherine Terpstra made herself available to us in our search for a house as we were moving from out of state back to IL. As soon as we contacted her, it felt like she dropped everything "just for us". (We know she was attending to other clinets, as well!) She was very efficient in setting up houses for us to tour, within and without our pricing perameters. She "heard us" in regard to the "non-negotiables" we had for a house for which we were looking. She printed out pertinent infomration on each place for us. We were in a time-crunch, as we had come from out of state to search for a place to live. She was able to help us find a very nice new home. We are very thankful to her for her understanding and expertise in real estate and in the current housing market.”

Virginia · Aurora, IL

Photo of Catherine Terpstra
HomeSmart Connect, LLC
“I've worked with Shawn Jones for nearly 10 years. He helped me find my first apartment, and first home after getting married. He is a deeply considerate, caring, and experienced agent. I can't recommend him highly enough.”

John MacRitchie · Chicago, IL

Photo of The Jones Group
Berkshire Hathaway HomeServices
“Rose Riodan, did excellently well, always available for phone calls, chat and prompt with emails. Gave great advice and recommendations that supported making informed decisions.”

Job Ojo · Plainfield, IL

Photo of Rose Riordan
Century 21 Affiliated
“She was super nice and very attentive of my needs. She was available 24/7. She helped me so much. She would explain everything in detail and was very patient with me. Overall, she was the best. I would 100% suggest her to my friends and families.”

Adith R · Aurora, IL

Photo of Dayana Polhill
CENTURY 21 Affiliated
“Emir is a wonderful agent! His expertise in real estate was great and he was extremely helpful with any questions. He was patient and always responded in a timely manner. I would highly recommend hiring Emir as your agent!”

Merim Vilic · Des Plaines, IL

Photo of Emir Vulic
Owners.com
“Heather was amazing to work with on my recent condo purchase! With her help I was able to meet my needs and deadline to purchase the condo! She is also incredibly helpful in connecting buyers with great people/companies that make the process easy.”

James · Lombard, IL

Photo of Heather Bejda
Berkshire Hathaway HomeServices Chicago
“We've known Brittany for many years and we have had experience working with her in the past. We chose to work with her once more because of our wonderful experience In the past. I would highly recommend her because of her professional approach and her genuine interest to provide the best to her customers.”

Mohamad Alrais · Oak Lawn, IL

Photo of Brittany Simon
Compass
“Paula was fantastic! She was knowledgeable, very responsive, and was able to walk me through the process step-by-step as a first-time seller. Would highly recommend to anyone and everyone!”

Luke Turck · Chicago, IL

Photo of Paula Calzolari
Berkshire Hathaway Starck Real Estate
“I previously used Jeffry Phillips to sell a house I inherited. It was a very emotional time and he was fantastic. He was very knowledgeable and gave suggestions of things that could be done to the house prior to selling it. Because that experience was so positive and he was so professional I utilized his services when it was time for me to sell my house. When it came time to sell my home, he was professional and extremely knowledgeable about the Garfield Ridge neighborhood. I would highly recommend him to any of my friends family, and neighbors if they are buying or selling a house.”

Tiffany · Chicago, IL

Photo of Jeff Phillips
Berkshire Hathaway Home Services Chicago

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Waterloo. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.


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