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Waterloo, NY real estate

Compare top Waterloo real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for November 2026.*


*Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Waterloo real estate Market Report.

Information and statistics on the latest trends in the Waterloo real estate market. *

Latest Rolling 3-Month Snapshot

Jul 1, 2026 - Sep 30, 2026

Median sale price
$185K
+5.7% from Q2 '26
Median list price
$163K
-6.4% from Q2 '26
Active listings
21
+5% from Q2 '26
Homes sold
12
+71% from Q2 '26
New pendings
11
-27% from Q2 '26
New listings
17
+21% from Q2 '26

Quarterly Pricing Trends for Waterloo

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Waterloo Q4 '21 Q4 '22 Q4 '23 Q4 '24 Q4 '25 Q3 '26 Median sale price in Oct 2021 - Dec 2021: $130K Median sale price in Jan 2022 - Mar 2022: $96K Median sale price in Apr 2022 - Jun 2022: $127K Median sale price in Jul 2022 - Sep 2022: $155K Median sale price in Oct 2022 - Dec 2022: $115K Median sale price in Jan 2023 - Mar 2023: $131K Median sale price in Apr 2023 - Jun 2023: $160K Median sale price in Jul 2023 - Sep 2023: $128K Median sale price in Oct 2023 - Dec 2023: $137K Median sale price in Jan 2024 - Mar 2024: $166K Median sale price in Apr 2024 - Jun 2024: $125K Median sale price in Jul 2024 - Sep 2024: $155K Median sale price in Oct 2024 - Dec 2024: $149K Median sale price in Jan 2025 - Mar 2025: $150K Median sale price in Apr 2025 - Jun 2025: $210K Median sale price in Jul 2025 - Sep 2025: $158K Median sale price in Oct 2025 - Dec 2025: $153K Median sale price in Jan 2026 - Mar 2026: $187K Median sale price in Apr 2026 - Jun 2026: $175K Median sale price in Jul 2026 - Sep 2026: $185K Median list price in Oct 2021 - Dec 2021: $99K Median list price in Jan 2022 - Mar 2022: $139K Median list price in Apr 2022 - Jun 2022: $144K Median list price in Jul 2022 - Sep 2022: $125K Median list price in Oct 2022 - Dec 2022: $100K Median list price in Jan 2023 - Mar 2023: $160K Median list price in Apr 2023 - Jun 2023: $129K Median list price in Jul 2023 - Sep 2023: $130K Median list price in Oct 2023 - Dec 2023: $125K Median list price in Jan 2024 - Mar 2024: $137K Median list price in Apr 2024 - Jun 2024: $175K Median list price in Jul 2024 - Sep 2024: $140K Median list price in Oct 2024 - Dec 2024: $190K Median list price in Jan 2025 - Mar 2025: $150K Median list price in Apr 2025 - Jun 2025: $146K Median list price in Jul 2025 - Sep 2025: $190K Median list price in Oct 2025 - Dec 2025: $180K Median list price in Jan 2026 - Mar 2026: $200K Median list price in Apr 2026 - Jun 2026: $174K Median list price in Jul 2026 - Sep 2026: $163K Oct 2021 - Dec 2021 Median sale price $130K Median list price $99K Jan 2022 - Mar 2022 Median sale price $96K Median list price $139K Apr 2022 - Jun 2022 Median sale price $127K Median list price $144K Jul 2022 - Sep 2022 Median sale price $155K Median list price $125K Oct 2022 - Dec 2022 Median sale price $115K Median list price $100K Jan 2023 - Mar 2023 Median sale price $131K Median list price $160K Apr 2023 - Jun 2023 Median sale price $160K Median list price $129K Jul 2023 - Sep 2023 Median sale price $128K Median list price $130K Oct 2023 - Dec 2023 Median sale price $137K Median list price $125K Jan 2024 - Mar 2024 Median sale price $166K Median list price $137K Apr 2024 - Jun 2024 Median sale price $125K Median list price $175K Jul 2024 - Sep 2024 Median sale price $155K Median list price $140K Oct 2024 - Dec 2024 Median sale price $149K Median list price $190K Jan 2025 - Mar 2025 Median sale price $150K Median list price $150K Apr 2025 - Jun 2025 Median sale price $210K Median list price $146K Jul 2025 - Sep 2025 Median sale price $158K Median list price $190K Oct 2025 - Dec 2025 Median sale price $153K Median list price $180K Jan 2026 - Mar 2026 Median sale price $187K Median list price $200K Apr 2026 - Jun 2026 Median sale price $175K Median list price $174K Jul 2026 - Sep 2026 Median sale price $185K Median list price $163K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
19
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Jul 2026 - Sep 2026).

Inventory in Waterloo has tightened notably in this rolling three-month view. Active listings are down about 43% from a year ago, with just 21 homes available and only 2.1 months of supply. At the same time, homes sold have fallen roughly 39% year over year, and new listings are also lower than last year, pointing to fewer options for buyers and less turnover overall.

Price trends are responding to this leaner inventory in different ways. The typical home value over the latest three months is about 17% higher than a year ago, yet the median list price is down roughly 14% year over year, suggesting sellers may be pricing more conservatively even as closed-sale values rise. Homes are moving more quickly, with median days on market dropping from 25 days last September to 11 days now, and about 72% of listings go off the market within two weeks.

Seller leverage shows up most clearly in contract outcomes. Half of recent sales closed above list price, up from about a quarter a year ago, and the average sale-to-list ratio is holding close to 98%, indicating buyers are bidding near asking prices. With tight supply, mixed pricing signals, and fast-moving properties, both buyers and sellers in Waterloo can benefit from Agent Pronto’s help in finding a local agent who understands these conditions and can guide their next move.



Learn more about what Waterloo has to offer.

Waterloo offers residents a warm, active small-town lifestyle with a vibrant Main Street, a calendar of community events, strong schools, and welcoming neighborhoods that blend historic charm with modern conveniences.

Waterloo stands apart from nearby Finger Lakes communities by pairing deep historic roots with an everyday, small-town rhythm that feels truly close-knit. Recognized as the birthplace of Memorial Day, it honors tradition while staying grounded in the routines of local schools, shops, and seasonal events.

Life here revolves around familiar landmarks and shared spaces. Families appreciate resources like Waterloo Central School District and the welcoming Waterloo Library & Historical Society, along with easy access to parks, youth sports, and community programs. Downtown hosts local dining and services, while nearby destinations such as Seneca Falls and Geneva broaden options for work, shopping, and entertainment without losing that hometown feel.

Outdoors, residents enjoy the Seneca-Cayuga Canal Trail and waterfront access on the canal, plus regional wineries and recreation along Seneca County. Local events at Village of Waterloo venues and the annual Memorial Day observances create a strong sense of shared identity that appeals to both longtime residents and newcomers.

Whether you are buying into Waterloo’s community life or selling to begin your next chapter, timing and preparation matter in a market that can shift quickly with regional demand. Agent Pronto can connect you with a Waterloo real estate professional who understands these local dynamics, helping buyers compete effectively and helping sellers list strategically for the best results.

Find your Waterloo real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“Kevin and Amanda are equal parts professional, excellent communicators. Kevin’s goal is truly to find the perfect home for his clients. We had to back out of our first home at closing - Kevin was just as devastated as we were. He called the sellers’ agent, met us at the property to see if we could make the home work (very long story!), and when it couldn’t, he was right on top of finding us another home. He is always available for texts or phone calls and is warm and friendly. He gets to know his clients so well that an out-of-character text doesn’t phase him! Amanda works hard on getting all the paperwork to clients immediately and is so encouraging! Then there is the extra bonus of their team - from the photographer who does an amazing job at making your house look fabulous to the inspector who helps you understand every single item on the report to the lawyer who is such a joy to work with! I cannot recommend the Acropolis Agency enough!”

Carolyn F Paschen ·

Photo of Kevin & Amanda Faatz
Tarry Management Group
“I am so grateful to Laura Helker and all the work she did to help me become a first-time homeowner! I was entirely new to the process and a bit overwhelmed, but Laura was incredibly patient with me and my parents and made us feel comfortable. She did a great job explaining the intricacies of buying a house, and stuck with us through the whole process. It was great to have her support and knowledge, and she was always easy to get ahold of whenever I had questions. I highly recommend Laura!”

Emily Robinson ·

Photo of The Susan Glenz Team
Keller Williams Realty Greater Rochester
“Mike did a great job representing us. He had a lot of knowledge and his wife was also just as informative. They are both great to work with! I recommend! (:”

ortmandoriana123 ·

Photo of Michael & Mary Phillips
NextHome CNY Realty
“Katherine was great! We first met on a Friday and she scheduled showings for us that Sunday despite a massive snowstorm. Having that opportunity contributed to us getting our offer accepted since not many other realtors were out braving the elements with their clients! Katherine knew what to look for during the showings and wasn't afraid to point out the concerns. After our offer was accepted Katherine was responsive and helpful through the whole process. After closing she even called out electric company for us to help with an issue we were having and stopped by to drop off a very generous gift. 100% would recommend.”

Ryan Kash ·

Photo of Mark & Katherine Bell
BELL Home Team
“I have worked with John since 2015. In that timeframe, I have bought 2 houses and sold 1 with him. His process knowledge is excellent and comes up with solutions when things don't go the way they were planned. He continues to show us a few properties a year as we try to find our next home for our family.”

zuser20140407065156980 ·

Photo of The Mary Wenderlich Team
Keller Williams Realty
“Working with Chelse and Ben was truly an outstanding experience from start to finish. Their professionalism, knowledge, and efficiency made what could have been a stressful process feel smooth and manageable every step of the way. What stood out most was the personal touch they brought to everything they did. They genuinely cared about our needs, took the time to answer every question, and always made us feel like a priority. Their expertise and attention to detail gave us confidence throughout the entire process, and their communication was exceptional. Chelse and Ben went above and beyond in ways that did not go unnoticed, and we are incredibly grateful for all of their hard work, guidance, and support. It is rare to find someone who combines such professionalism with genuine kindness and dedication. I would highly recommend them to anyone looking for a realtor who is knowledgeable, efficient, and truly invested in their clients. Thank you!”

Nicole Simmons ·

Photo of Chelse Moffatt
Keller Williams Realty Greater Rochester
“This was my second time working with Nathan and each time has been a delight! He is on time for appointments, responds promptly to requests for showings, and proactively marketed our home to achieve a high level of interest on home buying platforms. We had over a dozen showings scheduled in the first day of listing and received multiple competitive offers and an accepted offer within 48 hours of listing. In addition, Nathan is kind and professional and is exactly the pro you want working for you in this process! I highly recommend Nathan as a trusted real estate advisor for your upcoming purchase or sale.”

amyhollan0601 ·

Photo of Nathan Fox
Berkshire Hathaway HomeServices Zambito Realtors
“Matt did a perfect job helping me sell my home. He is responsive, attends to details and is knowledgeable of the market. Everything went smoothly because of this. I would absolutely recommend him. Thanks Matt.”

petersacheli ·

Photo of Matthew Sader
ERA Real Estate HUNT Real Estate ERA
“My husband and I had a fantastic experience working with Harlan! From the beginning of March through mid-April, he dedicated nearly every Saturday and some week-days to touring homes with us — always showing up with patience, insight, and a positive attitude. He truly listened to what we were looking for and never pressured us, which made the process feel supportive rather than stressful. His knowledge and responsiveness helped us feel confident at every step. He really does look out for his clients and goes above and beyond to make sure you get into the right home for you! We’re so grateful for his time and expertise, and we highly recommend him to anyone looking to buy a home! Harlan is not only a great realtor but also a wonderful friend! Thank you for helping us buy our first home!”

Elisabeth Strusinski ·

Photo of Harlan Furbush
Keller Williams Greater Rochester
“Happy to find an agent who was familiar with multi-family across the nation for my purchase.”

Marcus S. · Rochester, NY

Photo of Team Hilbert
Keller Williams Realty Greater Rochester
“Dillon was great to work with! Got the house sold with minimum hassle!”

Beth B. · Middlesex, NY

Photo of Dillon Phillips
The Young Agency
“Dan's ability to close the deal is exceptional. In handling unusual and different situations, Dan did everything within his control to do the best for all parties. I highly recommend Dan Patterson.”

poxford6 ·

Photo of Dan Patterson
Howard Hanna Real Estate Services Howard Hanna
“My wife and I were having a tough time with our realtor and finding our perfect dream home when someone recommend Virginia to us. THANK GOD! She was a dream. She was so much help. Patient, knowledgeable, honest, and efficient. I would recommend her to anyone seriously trying to find their dream homem”

reyo 1986 ·

Photo of Virginia Bozza
Keller Williams Greater Rochester West

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Waterloo. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.


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