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Waterloo, NY real estate

Compare top Waterloo real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for July 2026. *


* Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Waterloo real estate Market Report.

Information and statistics on the latest trends in the Waterloo real estate market. *

Latest Rolling 3-Month Snapshot

Apr 1, 2026 - Jun 30, 2026

Median sale price
$175K
-6.5% from Q1 '26
Median list price
$173K
-14% from Q1 '26
Active listings
20
+67% from Q1 '26
Homes sold
7
-42% from Q1 '26
New pendings
15
+200% from Q1 '26
New listings
14
+180% from Q1 '26

Quarterly Pricing Trends for Waterloo

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Waterloo Q3 '21 Q3 '22 Q3 '23 Q3 '24 Q3 '25 Q2 '26 Median sale price in Jul 2021 - Sep 2021: $117K Median sale price in Oct 2021 - Dec 2021: $130K Median sale price in Jan 2022 - Mar 2022: $96K Median sale price in Apr 2022 - Jun 2022: $127K Median sale price in Jul 2022 - Sep 2022: $155K Median sale price in Oct 2022 - Dec 2022: $115K Median sale price in Jan 2023 - Mar 2023: $131K Median sale price in Apr 2023 - Jun 2023: $160K Median sale price in Jul 2023 - Sep 2023: $128K Median sale price in Oct 2023 - Dec 2023: $137K Median sale price in Jan 2024 - Mar 2024: $166K Median sale price in Apr 2024 - Jun 2024: $125K Median sale price in Jul 2024 - Sep 2024: $155K Median sale price in Oct 2024 - Dec 2024: $149K Median sale price in Jan 2025 - Mar 2025: $150K Median sale price in Apr 2025 - Jun 2025: $210K Median sale price in Jul 2025 - Sep 2025: $165K Median sale price in Oct 2025 - Dec 2025: $153K Median sale price in Jan 2026 - Mar 2026: $187K Median sale price in Apr 2026 - Jun 2026: $175K Median list price in Jul 2021 - Sep 2021: $134K Median list price in Oct 2021 - Dec 2021: $99K Median list price in Jan 2022 - Mar 2022: $139K Median list price in Apr 2022 - Jun 2022: $144K Median list price in Jul 2022 - Sep 2022: $125K Median list price in Oct 2022 - Dec 2022: $100K Median list price in Jan 2023 - Mar 2023: $160K Median list price in Apr 2023 - Jun 2023: $129K Median list price in Jul 2023 - Sep 2023: $130K Median list price in Oct 2023 - Dec 2023: $125K Median list price in Jan 2024 - Mar 2024: $137K Median list price in Apr 2024 - Jun 2024: $175K Median list price in Jul 2024 - Sep 2024: $140K Median list price in Oct 2024 - Dec 2024: $190K Median list price in Jan 2025 - Mar 2025: $150K Median list price in Apr 2025 - Jun 2025: $146K Median list price in Jul 2025 - Sep 2025: $192K Median list price in Oct 2025 - Dec 2025: $180K Median list price in Jan 2026 - Mar 2026: $200K Median list price in Apr 2026 - Jun 2026: $173K Jul 2021 - Sep 2021 Median sale price $117K Median list price $134K Oct 2021 - Dec 2021 Median sale price $130K Median list price $99K Jan 2022 - Mar 2022 Median sale price $96K Median list price $139K Apr 2022 - Jun 2022 Median sale price $127K Median list price $144K Jul 2022 - Sep 2022 Median sale price $155K Median list price $125K Oct 2022 - Dec 2022 Median sale price $115K Median list price $100K Jan 2023 - Mar 2023 Median sale price $131K Median list price $160K Apr 2023 - Jun 2023 Median sale price $160K Median list price $129K Jul 2023 - Sep 2023 Median sale price $128K Median list price $130K Oct 2023 - Dec 2023 Median sale price $137K Median list price $125K Jan 2024 - Mar 2024 Median sale price $166K Median list price $137K Apr 2024 - Jun 2024 Median sale price $125K Median list price $175K Jul 2024 - Sep 2024 Median sale price $155K Median list price $140K Oct 2024 - Dec 2024 Median sale price $149K Median list price $190K Jan 2025 - Mar 2025 Median sale price $150K Median list price $150K Apr 2025 - Jun 2025 Median sale price $210K Median list price $146K Jul 2025 - Sep 2025 Median sale price $165K Median list price $192K Oct 2025 - Dec 2025 Median sale price $153K Median list price $180K Jan 2026 - Mar 2026 Median sale price $187K Median list price $200K Apr 2026 - Jun 2026 Median sale price $175K Median list price $173K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
13
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Apr 2026 - Jun 2026).

Inventory and contract activity in Waterloo are shifting in notable ways in this rolling three-month view through June 2026. Active listings are down nearly a third from a year ago, while homes sold have also declined year over year, pointing to a smaller pool of available and closed properties. At the same time, pending sales are up compared with last year, suggesting more deals are moving into contract even with fewer homes on the market.

Pricing is reacting to these crosscurrents. The typical home value over the period is down sharply from a year ago, yet the median list price is higher than last year, showing a gap between what sellers are asking and what buyers are ultimately paying.

Speed and balance in the market are changing as well. Homes are taking longer to sell than a year ago, though the share going off market within two weeks is still high, and months of supply has dropped notably year over year, reinforcing Waterloo’s seller’s market designation. Even with that tilt, only around three in ten sales closed above list price in the most recent period, while the average sale-to-list ratio is just above 100 percent, signaling that buyers are negotiating but still paying close to asking. Buyers and sellers who want to navigate these mixed signals can use Agent Pronto to connect with a local agent who understands Waterloo’s trends.



Learn more about what Waterloo has to offer.

Waterloo offers residents a warm, active small-town lifestyle with a vibrant Main Street, a calendar of community events, strong schools, and welcoming neighborhoods that blend historic charm with modern conveniences.

Waterloo stands apart from nearby Finger Lakes communities by pairing deep historic roots with an everyday, small-town rhythm that feels truly close-knit. Recognized as the birthplace of Memorial Day, it honors tradition while staying grounded in the routines of local schools, shops, and seasonal events.

Life here revolves around familiar landmarks and shared spaces. Families appreciate resources like Waterloo Central School District and the welcoming Waterloo Library & Historical Society, along with easy access to parks, youth sports, and community programs. Downtown hosts local dining and services, while nearby destinations such as Seneca Falls and Geneva broaden options for work, shopping, and entertainment without losing that hometown feel.

Outdoors, residents enjoy the Seneca-Cayuga Canal Trail and waterfront access on the canal, plus regional wineries and recreation along Seneca County. Local events at Village of Waterloo venues and the annual Memorial Day observances create a strong sense of shared identity that appeals to both longtime residents and newcomers.

Whether you are buying into Waterloo’s community life or selling to begin your next chapter, timing and preparation matter in a market that can shift quickly with regional demand. Agent Pronto can connect you with a Waterloo real estate professional who understands these local dynamics, helping buyers compete effectively and helping sellers list strategically for the best results.

Find your Waterloo real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“From the start of our home search and our home sale Nicole was very responsive, knowledgeable, trustworthy, respectful and communicative. Nicole did a lot of behind-the-scenes work on both our sale and our purchase to make sure we were satisfied and got the best deal possible on both ends. She was able to give us professional recommendations and suggestions throughout the process that helped us make decisions when it came to certain things. I would highly recommend her to other people who are looking to sell or purchase a home.”

Danny Gonzalez · Garnerville, NY

Photo of Nicole Isaacs
Century 21 Full Service Realty
“Bought with Ricky, sold with Ricky, and will continue to recommend Ricky because he just makes things easy. He's timely, responsive and knowledgeable, what more could you ask for???!! 10/10!!!”

Allix Swanson · Le Ray, NY

Photo of Rick Gates
eXp Realty
“Nael was incredible throughout the entire process in helping us sell our co-op studio. Would recommend and plan to use his services in the future.”

Mohammed Kallash · White Plains, NY

Photo of Nael Dassan
CENTURY 21 Elite Realty
“Después de una larga jornada para lograr comprar nuestra casa, por fin hemos llegado a la meta. 🏡 Queremos agradecer a María de Osorio por su apoyo durante todo este proceso. Siempre estuvo disponible para responder nuestras dudas y preguntas, brindándonos orientación y tranquilidad en cada paso. Definitivamente la recomendaremos a nuestros amigos y familiares. ¡Gracias por ayudarnos a hacer realidad este sueño!”

Erick · Valley Cottage, NY

Photo of Maria Morales de Osorio
Century 21 Elite Realty
“It was a pleasure to work with Crystal. She was knowledgeable and very responsive to requests. She shared updates as they occurred and came to our home for most of the paperwork signings. From listing to closing it was about 5 weeks to sell our property with 8 offers the first week! Thank you to Crystal the whole process went smoothly. We are very happy. We would list with her again in the future. Thank you. L”

Alana Peckham · Le Raysville, PA

Photo of Crystal Babcock
Century 21 Jackson Real Estate
“Claudia was nothing short of amazing to work with during the process of looking for our first home. The whole process was made so much easier knowing we had someone like Claudia looking out for our best interests. She was always available to answer questions, offer guidance, and let us know when something that fit out criteria was available to visit. I would recommend Claudia without hesitation to anybody looking for a real estate agent.”

Vincent Mannarino · Bronxville, NY

Photo of Claudia Miller
Century 21 Elite Realty
“I had an incredible experience working with Samuel Okine for my first NYC apartment. From start to finish, he was attentive, knowledgeable, and genuinely invested in helping me find the perfect place. Sam's guidance made the entire process stress-free, and I couldn't be happier with my new home. I highly recommend Sam to anyone looking for a trustworthy and professional agent in New York City!”

Carolyn · New York, NY

Photo of Samuel Okine
The Agency Real Estate
“A true professional. Alana is great at what she does .”

Brett Paradiso · Glen Cove, NY

Photo of Alana Lucidi
Signature Premier Properties
“Brandy was fantastic every step of the way and stayed consistent throughout this entire process. Highly recommended for anyone in need of a realtor.”

Harris Goldberg · West Haverstraw, NY

Photo of Brandy Seltzer
Century 21 Elite Realty
“I am glad that I contacted Agent Pronto, so I got to connect with Martha Gaffney. It has been a great pleasure working with her and she worked really hard to get me a house which is well worth it. Thanks Martha and thanks Agent Pronto for the opportunity. ”

Shreen B. · Bronx, NY

Photo of Martha & Niall Gaffney
Old Towne Living NY Inc.
“I have never seen a realtor agent go above and beyond like Sandy. I willl never work with another agent other than Sandy in the future”

Bruno Resto · Stafford, VA

Photo of Sandy Chang
Century 21 Scala Group
“Vesna is a top notch Broker and will always stick to her in the future and will also recommend her to anyone who needs real estate broker”

Marcin Wiercioch · Pearl River, NY

Photo of Vesna Kanacki
Century 21 Elite Realty
“My realtor was incredible and very helpful throughout the process of selling my home.”

Edward I. · Levittown, NY

Photo of Ken Olson
HomeSmart Premier Living Realty
“We were referred to the Carrillo Agency and worked with Brandi Everett. She was great helping us through the entire buying process. She made sure we were covered by a colleague when she couldn't be there and guided us through the search, bidding and closing process. We can't thank Brandi enough for her help.”

Dennis T. · Glen Cove, NY

Photo of Team Carillo
Coldwell Banker
“Virginia worked well with me to sell my home. Communication was easy and she was always on time”

Jill W. · Poughkeepsie, NY

Photo of Virginia Hayes
Century 21 Alliance Realty Group
“Sold my house when others couldn't. Sold it fast for asking price. Doesn't get any better than that!”

Arnold Dennison · Chester, NY

Photo of Harmoni VanEtten
eXp Realty
“I enjoyed the extra mile as well as ear. Positive when needed, clarity when asked. Imelda's professionalism and experience provided great value and insight, when a smooth situation became more challenging. Imelda has experience that was significan to me, I don't think I would've done this without you. Thank you.”

Sharon J · Middletown, NY

Photo of Imelda Otto Isles
EXP realty
“Happy to find an agent who was familiar with multi-family across the nation for my purchase.”

Marcus S. · Rochester, NY

Photo of Team Hilbert
Keller Williams Realty Greater Rochester
“Kevin was very professional and knowledged. He assisted me so much throughout this stressful buying process and worked in any way possible to decrease the load on my shoulders. I would recommend Kevin to my family and friends.”

Jennifer · Flushing, NY

Photo of Kevin Hsiu
eXp Realty
“On a whim, I used Agent Pronto, as I was in the market to sell my current apartment. I was connected with Joana Chu, a highly recommended realtor and it turned out to be one of the best decisions I have made.”

Sara K. · Forest Hills, NY

Photo of Joana Chu
Home Court Real Estate LLC

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Waterloo. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.


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