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We analyze thousands of real estate agents in Santa Cruz’s Banana Belt neighborhood and nationwide to find you proven local professionals, for free.

Real estate in Santa Cruz’s Banana Belt neighborhood.

Compare top Banana Belt real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for August 2026. *


* Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Banana Belt real estate Market Report.

Information and statistics on the latest trends in the Banana Belt real estate market. *

Latest Rolling 3-Month Snapshot

May 1, 2026 - Jul 31, 2026

Median sale price
$1.3M
-1.9% from Q2 '26
Median list price
$1.3M
+2.7% from Q2 '26
Active listings
12
-7.7% from Q2 '26
Homes sold
7
-22% from Q2 '26
New pendings
7
-13% from Q2 '26
New listings
10
No change from Q2 '26

Quarterly Pricing Trends for Banana Belt

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Banana Belt Q3 '21 Q3 '22 Q3 '23 Q3 '24 Q3 '25 Q2 '26 Median sale price in Jul 2021 - Sep 2021: $1.3M Median sale price in Oct 2021 - Dec 2021: $1.3M Median sale price in Jan 2022 - Mar 2022: $1.2M Median sale price in Apr 2022 - Jun 2022: $1.3M Median sale price in Jul 2022 - Sep 2022: $1M Median sale price in Oct 2022 - Dec 2022: $1.3M Median sale price in Jan 2023 - Mar 2023: $1.1M Median sale price in Apr 2023 - Jun 2023: $1.3M Median sale price in Jul 2023 - Sep 2023: $1.3M Median sale price in Oct 2023 - Dec 2023: $850K Median sale price in Jan 2024 - Mar 2024: $1.4M Median sale price in Apr 2024 - Jun 2024: $1.1M Median sale price in Jul 2024 - Sep 2024: $1.2M Median sale price in Jan 2025 - Mar 2025: $1.4M Median sale price in Apr 2025 - Jun 2025: $1.3M Median sale price in Jul 2025 - Sep 2025: $1.3M Median sale price in Oct 2025 - Dec 2025: $1.4M Median sale price in Jan 2026 - Mar 2026: $1.2M Median sale price in Apr 2026 - Jun 2026: $1.4M Median list price in Jul 2021 - Sep 2021: $1.3M Median list price in Oct 2021 - Dec 2021: $1.2M Median list price in Jan 2022 - Mar 2022: $998K Median list price in Apr 2022 - Jun 2022: $1.2M Median list price in Jul 2022 - Sep 2022: $1.2M Median list price in Oct 2022 - Dec 2022: $1.3M Median list price in Jan 2023 - Mar 2023: $1.1M Median list price in Apr 2023 - Jun 2023: $1.2M Median list price in Jul 2023 - Sep 2023: $1.3M Median list price in Oct 2023 - Dec 2023: $939K Median list price in Jan 2024 - Mar 2024: $1.4M Median list price in Apr 2024 - Jun 2024: $1.2M Median list price in Jul 2024 - Sep 2024: $1.2M Median list price in Oct 2024 - Dec 2024: $1.3M Median list price in Jan 2025 - Mar 2025: $1.4M Median list price in Apr 2025 - Jun 2025: $1.2M Median list price in Jul 2025 - Sep 2025: $1.2M Median list price in Oct 2025 - Dec 2025: $1.1M Median list price in Jan 2026 - Mar 2026: $1.3M Median list price in Apr 2026 - Jun 2026: $1.3M Jul 2021 - Sep 2021 Median sale price $1.3M Median list price $1.3M Oct 2021 - Dec 2021 Median sale price $1.3M Median list price $1.2M Jan 2022 - Mar 2022 Median sale price $1.2M Median list price $998K Apr 2022 - Jun 2022 Median sale price $1.3M Median list price $1.2M Jul 2022 - Sep 2022 Median sale price $1M Median list price $1.2M Oct 2022 - Dec 2022 Median sale price $1.3M Median list price $1.3M Jan 2023 - Mar 2023 Median sale price $1.1M Median list price $1.1M Apr 2023 - Jun 2023 Median sale price $1.3M Median list price $1.2M Jul 2023 - Sep 2023 Median sale price $1.3M Median list price $1.3M Oct 2023 - Dec 2023 Median sale price $850K Median list price $939K Jan 2024 - Mar 2024 Median sale price $1.4M Median list price $1.4M Apr 2024 - Jun 2024 Median sale price $1.1M Median list price $1.2M Jul 2024 - Sep 2024 Median sale price $1.2M Median list price $1.2M Oct 2024 - Dec 2024 Median sale price Unknown Median list price $1.3M Jan 2025 - Mar 2025 Median sale price $1.4M Median list price $1.4M Apr 2025 - Jun 2025 Median sale price $1.3M Median list price $1.2M Jul 2025 - Sep 2025 Median sale price $1.3M Median list price $1.2M Oct 2025 - Dec 2025 Median sale price $1.4M Median list price $1.1M Jan 2026 - Mar 2026 Median sale price $1.2M Median list price $1.3M Apr 2026 - Jun 2026 Median sale price $1.4M Median list price $1.3M
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
17
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (May 2026 - Jul 2026).

Inventory in Banana Belt is tight in this rolling three-month view, with just 12 active listings and only 7 homes sold, both down from a year ago. Even with softer sales, new listings are up sharply year over year, and months of supply has climbed to 1.8, still lean but less constrained than last year and slightly below the broader Santa Cruz level.

Pricing has pushed higher over the past year, with the typical home value up by double digits and the median list price also rising strongly. Homes are trading at a modest premium to asking, with an average sale-to-list ratio a bit above 102 percent, while the share selling above list has edged slightly lower compared with last year.

Speed has changed dramatically, as the median days on market has dropped to around 10 days in this rolling three-month period, down from much longer marketing times a year ago. With more new listings, quick sales, and firm prices, Agent Pronto can connect both buyers and sellers with an agent who understands the Banana Belt market dynamics.



Learn more about what Banana Belt has to offer.

Banana Belt offers residents a vibrant, close-knit, walkable community with easy access to beaches and parks, a thriving mix of local shops and cafes, and a laid-back yet energetic coastal lifestyle.

Banana Belt in Santa Cruz is known for its slightly sunnier microclimate, quick access to downtown, and practical everyday convenience. The neighborhood stretches uphill from the San Lorenzo River toward Live Oak, giving many homes extra light and hillside views while keeping commute times short.

Residents enjoy being minutes from Downtown Santa Cruz with its shops, services, and dining, yet far enough for a more residential feel. Arterials like Soquel Avenue link easily to Seabright and the Santa Cruz Beach Boardwalk, and nearby bus routes connect to Cabrillo College and other parts of the county. Daily errands are straightforward, with grocery options, pharmacies, and local eateries within a short drive or bike ride.

Outdoor access is a major draw. Locals head to Arana Gulch Open Space for walking and biking, or down to Seabright State Beach for ocean time. Families appreciate proximity to schools in the Santa Cruz City Schools system along with nearby resources like the Santa Cruz Public Libraries.

Real estate in Banana Belt ranges from older cottages to updated homes and small multifamily properties, which makes local pricing and competition highly specific by street and micro-neighborhood. A Santa Cruz agent who knows Banana Belt can help you navigate climate pockets, school zones, and traffic patterns so your move or sale is smoother and less stressful. Agent Pronto connects both buyers and sellers with the right local expert to make that happen.

Find your Banana Belt real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“Gabby made this home buying/selling process so easy right from the very start. She is quick to respond to any and all messages in a timely manner. Gabby went above and beyond to find us our dream house and exceeded all of our expectations.”

Gabriella Avalos · Fontana, CA

Photo of Gabriela Sandoval
Century 21 Citrus Realty
“Real fun to work with”

Maria Padilla · Riverside, CA

Photo of Erika Gomez
Century 21 Peak
“Our Mom had recently passed and needed to sell her home in Lancaster, CA. I have known Amy for a long time and quite familair with her real estate knowledge and skill. However, being that it was so far away from where she is based, we weren't sure she could help us. Amy assured us (My Brother and Sister-in-law) that the distance would not be an issue. She was right! As soon as we started with Amy, everthing went very smooth, fast and easier than we had anticipated. Amy is very knowledgeable, experienced, professional and always accessible if we had any questions or concerns. I would definitely recommend Amy to friends and family members for any real estate needs.”

John Heffelfinger · Lancaster, CA

Photo of Amy Heffelfinger
Century 21 Peak
“Lauralyn is personable and diligent in her work. She does over and above what most realtors will do to make a property marketable.”

Janice Titensor · Oroville, CA

Photo of Lauralyn Lambert
Table Mountain Realty, Inc.
“April Hugh was wonderful to work with. I was a first-time homebuyer, and her knowledge and expertise were crucial throughout the process. She explained every step clearly and helped me understand my options. Overall, she made the whole complex process feel manageable.”

Matt A · Santa Maria, CA

Photo of April Manzella-Hugh
Century 21 Hometown Realty
“Professional and easy to do business with .”

Grace Trujillo · Santa Maria, CA

Photo of Pamela Hogue
Century 21 Hometown Realty
“Michael Rowan had so much patience with us, as we were buying a home, but living far away from the area where we wanted to purchase a home. He followed through on all that we asked of him. He went out of his way to work with our son who does live in the area of the home we wanted to buy. He responded quickly to questions we phoned or e-mailed to him. He gathered information to give us more knowledge of the area we were interested in. My husband and I would recommend him to others.”

Patricia Rickert · Paso Robles, CA

Photo of Michael Rowan
Century 21 Masters
“This guy is one of the best agents we ever met. I strongly recommend anyone who's reading this review and we're gonna continue to use them for the rest of our lives and recommend them to all our family member members.”

Drew · Ontario, CA

Photo of Alfred Galvan
Century 21 PrimeTime Realtors
“Working with Angelina was one of the best decisions I made throughout the home buying process. From day one, she struck the perfect balance between professionalism and genuine personal care. She was knowledgeable, responsive, and always took the time to make sure I understood every step of the process. What impressed me most was how available she was. No matter the time or situation, I always felt like I was her number one client. She responded quickly, stayed ahead of potential issues, and never left me wondering what came next. She was also incredibly aggressive when it mattered most. Whether it was negotiating, coordinating with other parties, or solving last-minute challenges, she did whatever was needed in the moment to keep things moving forward and protect my interests. I would highly recommend her to anyone looking for a real estate agent who is knowledgeable, hardworking, responsive, and genuinely invested in her clients long after the transaction is over.”

Yousef Bahou · Rohnert Park, CA

Photo of Angelina Rantissi
RE/MAX Marketplace
“Steven, Adrian and the whole staff were absolutely amazing and went above and beyond to sell our house. It was in a trust and had a probate. Absolutely thee best probate realtor ever!!!!! Thank you again for everything”

Jackie Bruce · Downey, CA

Photo of Steven Padilla
Century 21 A Better Service Realty
“We had an amazing experience working with Kuya Herbert to find and purchase our current home. From the very beginning, he is very professional, knowledgeable, responsive, and genuinely invested in helping us find the right house for our family. He made what can be a stressful process feel much easier and were always there to answer our questions, explain each step, and guide us through the process. We truly appreciated his patience, attention to detail, and dedication from start to finish. We’re so grateful for all his hard work in helping us find our home. So if you are looking to purchase or sell a house Kuya Herbert is the right man for the job!”

Mearvyn Mizona · Sacramento, CA

Photo of Herbert Tubillara
eXp Realty of California Inc.
“Working with Paul Hayworth was one of the best decisions I made during the home buying process. From day one, his communication was outstanding. He kept me informed every step of the way, making sure I knew about every update and changes as soon as it happened. Paul went above and beyond to negotiate on my behalf and was able to convince the seller to agree to the deals that were important to me. His knowledge, strategy, and confidence throughout the process were incredible he truly is a mastermind at what he does. He also made sure all of my inspections were scheduled and completed within a week, which helped keep everything moving smoothly and on schedule. His personality made the entire experience enjoyable, and I always felt like I had someone in my corner who genuinely cared about helping me. As a first time homebuyer, I couldn’t have asked for a better realtor. Thank you for making my dream become reality!”

Diego Solis · Fresno, CA

Photo of Haworth Relocation
RE/MAX Gold
“Working with Jason Hoffman was one of the best decisions we made. He helped us sell our condo and guided us through the purchase of our first home in Moorpark, and we couldn't be happier with the experience. From start to finish, Jason was professional, knowledgeable, and incredibly responsive. He made what could have been a stressful process feel organized and manageable by keeping us informed every step of the way. We always knew what to expect and felt confident because he was looking out for our best interests. Jason's marketing of our condo was exceptional, and his negotiation skills helped us achieve a great result on both the sale of our condo and the purchase of our new home. He was always available to answer our questions, offer honest advice, and make sure every detail was handled. What impressed us most was how much he genuinely cared about us, not just as clients, but as people. We never felt like just another transaction. His dedication, communication, and attention to”

Lana G · Moorpark, CA

Photo of Jason Hoffman
Equity Union
“Very professional, and knowledgeable with many years of experience.”

Larry · Jamestown, CA

Photo of Santiago Salcido
HomeSmart PV and Associates
“We are grateful having selected Angelica to represent the sale of our family home. Her expansive knowledge and experience, along with her interpersonal skills and ability to assess foreseen & unforeseen situations, enabled her to effectively guide and make recommendations to help us achieve desired goals. Her attention to detail, combined with her desire to produce quality service, made the home preparation and selling process easy for us. She and her team of professionals provided excellent work, communicated well, and she kept us updated on the processes and next steps - always moving forward. Her pleasant manner and desire to provide quality work with great services, make Angelica an outstanding realtor and an indispensable asset for her customers. We feel blessed to have worked with Angelica's on the sale of our 1950's family home and highly recommend her and her services.”

Cathy Angstadt · Whittier, CA

Photo of Angelica & Robert Gregory
T.N.G Real Estate Consultants
“A friend who's wife is a coworker of Alexandria gave me the referral. Trust was the main thing I was looking for as these transactions are really important.”

Chris McGee · Corona, CA

Photo of Alexandria Garcia
Century 21 PrimeTime Realtors
“I have known Deanna for many years and never hesitate to recommend her.”

Carey Chenoski · Yucaipa, CA

Photo of Deanna Vela
Realty Masters & Associates
“From beginning to .end, Lauren provided us with the best service anyone could have. She understood the familial connection to this home, and never minimized our wishes regarding it's history. In fact, she enhanced that connection. Her knowledge of the local market, comps, staging and showing, and closing the deal were all amazing. We felt totally involved, totally informed, and totally guided in every step of this process. We don't have any current needs to purchase or sell property, but if/when that arrises in the future, our only call will be to Lauren Dunn. She is the best”

Thomas Lasecki · Anaheim, CA

Photo of Lauren Dunn
Century 21 Discovery
“Adora Lazaro is very professional. We are very happy with our experience with her. We sold the house quickly .In fact , we are selling another house and want her help again. Steve and Maria King”

Stephen King · Pittsburg, CA

Photo of Adora Lazaro
eXp Realty of California Inc. -Burton Real Estate Group
“Casey assisted us with both selling and the buying properties. She handled a fractious purchasing client with great skill and guided us through many negotiations. She is also very knowledgeable about the process and requirements of Laguna Woods Village. We appreciated her able contractor referrals as we were remodeling. All in all, a very positive experience.”

Josef Wida · Laguna Woods, CA

Photo of Casey Newhouser
Century 21 Affiliated

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Banana Belt. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.