Libbey Blumberg

As a divorce attorney, I have worked with many mortgage professionals over the years, & very few understand the intersection of family law & mortgage financing the way Libbey Blumberg does. She recognizes that divorce presents not only legal challenges, but also complex financial decisions that can determine whether a client is able to keep their home & move forward with stability. Her expertise in mortgage underwriting, lending guidelines, income analysis & creative financing solutions allows her to identify opportunities others often miss. She works collaboratively with legal professionals to develop practical strategies that protect her clients' long term financial interests. Throughout the process, Libbey is compassionate, highly knowledgeable, responsive & a strong advocate. I would confidently recommend her to any family law attorney seeking a trusted mortgage expert capable of navigating even the most challenging divorce related financing situations.

Source: Agent

As a first time homebuyer, I couldn't have asked for a better guide than Libbey Blumberg. From our first conversation through closing, she made what felt like an overwhelming process clear, organized & surprisingly enjoyable. She answered every question with patience, explained each step until I fully understood it & never made me feel rushed or pressured. What made the experience even better was having one trusted professional handle both my real estate purchase & my mortgage. That seamless approach eliminated confusion, kept everything on track & gave me complete confidence throughout the transaction. Her true wholesale mortgage pricing secured an interest rate I didn't think was possible, lowering my monthly payment & allowing me to purchase a home that otherwise would have been beyond my budget. Libbey's honesty, expertise, advocacy & commitment to her clients are second to none, & I recommend her without hesitation.

Source: Agent

Since 2016, I have trusted Libbey Blumberg as my preferred Mortgage Broker for both residential & commercial real estate investments. Throughout our many transactions, she has consistently demonstrated exceptional knowledge, professionalism & the ability to navigate highly complex deals with confidence. Her expertise extends far beyond financing. She understands investment analysis, cash flow, lease structures, negotiations & the strategic factors that determine whether a property becomes a successful long-term investment. Whether working with a straightforward purchase or a sophisticated commercial acquisition involving multiple investors & businesses, Libbey brings organization, clarity & solutions that keep transactions moving forward. Her ability to analyze complicated financials, coordinate numerous parties & maintain focus on the end goal makes her an invaluable advisor & trusted partner in every transaction. - I.G.

Source: Agent

Santa Cruz Property Ownership Group
Purchasing a three-unit investment property with four financial partners could have been an extremely complicated transaction, but Libbey made the entire process organized, efficient & surprisingly stress free. She expertly managed every aspect of the purchase, including negotiations, disclosures, due diligence, zoning, easements, tenant issues & financing for all four partners. Coordinating four buyers with four separate financial profiles is no small task, yet she handled every detail seamlessly. As both our Realtor & Mortgage Broker, she secured us a true wholesale mortgage with no lender markup, no yield spread premium & no unnecessary fees. The interest rate was nearly 2% lower than traditional financing, dramatically improving the property's cash flow & long-term profitability. Her expertise, organization & problem-solving abilities are exceptional. We would recommend Libbey without hesitation

Source: Agent

We are so happy we worked with Libbey Blumberg for our home purchase. She gave us her undivided attention and listened deeply to understand our wants and needs. Libbey worked tirelessly to show us a variety of properties until we found the one that was perfect for us.
In this fast-paced market, she was lightning fast in her responsiveness and guided us around financing and the entire home-buying process. We loved having someone who has been in the industry as both a mortgage broker and a realtor for such a long time with a wide local network and who could put their expertise to work for us.
The combination of having our real estate broker also being our lender cannot be overstated, as this is one of the benefits that gave us the edge in going under contract in a highly competitive multi-offer scenario. We are thrilled with our home, and Libbey was integral in making it happen!
New homeowners in Bonny Doon, CA

Source: Agent