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Lake Monticello, VA real estate

Compare top Lake Monticello real estate agents.

Agent Pronto analyzes transaction data, agent specialties, and client reviews to handpick the best agents in your area. Updated for November 2026.*


*Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.

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Lake Monticello real estate Market Report.

Information and statistics on the latest trends in the Lake Monticello real estate market. *

Latest Rolling 3-Month Snapshot

Jul 1, 2026 - Sep 30, 2026

Median sale price
$362K
+1.9% from Q2 '26
Median list price
$371K
+0.2% from Q2 '26
Active listings
156
-6.6% from Q2 '26
Homes sold
73
-16% from Q2 '26
New pendings
62
-30% from Q2 '26
New listings
75
-32% from Q2 '26

Quarterly Pricing Trends for Lake Monticello

Rolling three-month data ending on quarter boundaries when available.

Quarterly Pricing Trends for Lake Monticello Q4 '21 Q4 '22 Q4 '23 Q4 '24 Q4 '25 Q3 '26 Median sale price in Oct 2021 - Dec 2021: $284K Median sale price in Jan 2022 - Mar 2022: $315K Median sale price in Apr 2022 - Jun 2022: $311K Median sale price in Jul 2022 - Sep 2022: $340K Median sale price in Oct 2022 - Dec 2022: $345K Median sale price in Jan 2023 - Mar 2023: $345K Median sale price in Apr 2023 - Jun 2023: $347K Median sale price in Jul 2023 - Sep 2023: $352K Median sale price in Oct 2023 - Dec 2023: $342K Median sale price in Jan 2024 - Mar 2024: $315K Median sale price in Apr 2024 - Jun 2024: $345K Median sale price in Jul 2024 - Sep 2024: $358K Median sale price in Oct 2024 - Dec 2024: $371K Median sale price in Jan 2025 - Mar 2025: $355K Median sale price in Apr 2025 - Jun 2025: $359K Median sale price in Jul 2025 - Sep 2025: $370K Median sale price in Oct 2025 - Dec 2025: $335K Median sale price in Jan 2026 - Mar 2026: $328K Median sale price in Apr 2026 - Jun 2026: $356K Median sale price in Jul 2026 - Sep 2026: $362K Median list price in Oct 2021 - Dec 2021: $300K Median list price in Jan 2022 - Mar 2022: $299K Median list price in Apr 2022 - Jun 2022: $353K Median list price in Jul 2022 - Sep 2022: $349K Median list price in Oct 2022 - Dec 2022: $350K Median list price in Jan 2023 - Mar 2023: $350K Median list price in Apr 2023 - Jun 2023: $330K Median list price in Jul 2023 - Sep 2023: $359K Median list price in Oct 2023 - Dec 2023: $320K Median list price in Jan 2024 - Mar 2024: $345K Median list price in Apr 2024 - Jun 2024: $359K Median list price in Jul 2024 - Sep 2024: $375K Median list price in Oct 2024 - Dec 2024: $353K Median list price in Jan 2025 - Mar 2025: $356K Median list price in Apr 2025 - Jun 2025: $375K Median list price in Jul 2025 - Sep 2025: $347K Median list price in Oct 2025 - Dec 2025: $350K Median list price in Jan 2026 - Mar 2026: $357K Median list price in Apr 2026 - Jun 2026: $370K Median list price in Jul 2026 - Sep 2026: $371K Oct 2021 - Dec 2021 Median sale price $284K Median list price $300K Jan 2022 - Mar 2022 Median sale price $315K Median list price $299K Apr 2022 - Jun 2022 Median sale price $311K Median list price $353K Jul 2022 - Sep 2022 Median sale price $340K Median list price $349K Oct 2022 - Dec 2022 Median sale price $345K Median list price $350K Jan 2023 - Mar 2023 Median sale price $345K Median list price $350K Apr 2023 - Jun 2023 Median sale price $347K Median list price $330K Jul 2023 - Sep 2023 Median sale price $352K Median list price $359K Oct 2023 - Dec 2023 Median sale price $342K Median list price $320K Jan 2024 - Mar 2024 Median sale price $315K Median list price $345K Apr 2024 - Jun 2024 Median sale price $345K Median list price $359K Jul 2024 - Sep 2024 Median sale price $358K Median list price $375K Oct 2024 - Dec 2024 Median sale price $371K Median list price $353K Jan 2025 - Mar 2025 Median sale price $355K Median list price $356K Apr 2025 - Jun 2025 Median sale price $359K Median list price $375K Jul 2025 - Sep 2025 Median sale price $370K Median list price $347K Oct 2025 - Dec 2025 Median sale price $335K Median list price $350K Jan 2026 - Mar 2026 Median sale price $328K Median list price $357K Apr 2026 - Jun 2026 Median sale price $356K Median list price $370K Jul 2026 - Sep 2026 Median sale price $362K Median list price $371K
Median sale price
Median list price
* Data provided by Redfin, a national real estate brokerage.
25
Seller’s Market
Seller’s Market
Buyer’s Market
0
25
50
75
100

Market gauge is calculated using active listings and pending sales from the most recently available reporting period (Jul 2026 - Sep 2026).

Inventory and contract activity around Lake Monticello have shifted noticeably in this rolling three-month view through September 2026. Active listings are up more than 20 percent from a year ago, while new listings and pending sales are both down about 11 percent. Months of supply has more than doubled year over year to 3.9 months, indicating buyers now have more options than they did last year.

Pricing is adjusting to these changing conditions. The typical home value is down slightly, about 2 percent year over year, even as the median list price is roughly 7 percent higher than a year ago. Fewer homes are selling above list price, with that share dropping from around 40 percent two years ago to just over 11 percent in the latest period, and the average sale-to-list ratio now hovers right around full asking price.

Homes are also taking longer to sell than in recent years. The median days on market has climbed to 44 days, up from about 29 days a year ago and only 12 days at the end of September 2024, showing that properties are no longer moving as quickly. With a seller’s market still indicated by local gauges but clear signs of slowing demand and rising supply, Agent Pronto can connect both buyers and sellers with an experienced local agent who understands how to navigate these evolving conditions.



Learn more about what Lake Monticello has to offer.

Lake Monticello offers residents a picturesque, lake-centered community with boating and water activities, abundant outdoor recreation, convenient amenities, and a warm, neighborly atmosphere.

Lake Monticello offers a distinctly private, lake-oriented lifestyle that feels different from nearby Charlottesville or Palmyra. At the heart of the community is a 352 acre lake with multiple waterfront parks, boat launches, and beaches overseen by the Lake Monticello Owners’ Association. Residents value the gated setting, tree lined streets, and mix of year round and weekend homes that support both full time living and vacation style relaxation.

Everyday life is centered on recreation and community ties. The Lake Monticello Golf Course and clubhouse host events that bring neighbors together. Families appreciate access to Central Elementary School and activities across Fluvanna County, including programs at the Fluvanna County Library and Lake Monticello Volunteer Fire & Rescue community events. Local dining and errands are convenient in and around nearby Zion Crossroads, while larger shopping, healthcare, and cultural options are a short drive away in Charlottesville.

Housing ranges from golf course properties to spacious lakefront homes, as well as more modest interior lots, which makes pricing and demand highly specific to location, condition, and amenities. Whether you are planning to list a home or secure the right property before summer boating season or the quieter winter months, timing and preparation can significantly affect your outcome. Agent Pronto can connect both buyers and sellers in Lake Monticello with an agent who understands the community, its amenities, and the local market cycle.

Find your Lake Monticello real estate agent today →


Trusted by over 500,000 buyers and sellers.

See why so many people rely on Agent Pronto to make their real estate journey a success.

“I contacted James long before I actually decided to list my home. He was most helpful every step of the way. He was extremely responsive in everey situation. I need a couple inspection items repaired and he arranged for that to be accomplished immediately and at minimal expense. James was always plkeasant nand fun to work with. I highly recommend James for anyone in the market. He is most honest and on top of that; fun to work with.”

Karen Shelley Beller · Midlothian, VA

Photo of The Strum Group
Long & Foster Real Estate Long and Foster
“Raegan Cox was a phenomenal help in us buy our house. He went over and above many many times and stuck with the process, advocating for us each step of the way with the lender. I had to travel internationally while in the process and that was not a process. He made things happen when we were not in town. We cannot recommend Raegan high enough. He will help you get into a house and doesn't let things slip. Great communicator. Easy to work with.”

jmwilliams2100 ·

Photo of Cabell Childress Group
Long & Foster Real Estate Long & Foster Realtors
“Kristina Price was so helpful, kind, was willing to explain anything I had questions about and supportive for my first home buying experience. She was also willing to back me up and give me honest and constructive information on the homes i was looking to buy. I would highly suggest her for anyone buying a home!”

Christopher Smith ·

Photo of Kristina Price
EXP Realty
“Trent was fantastic to work with throughout our home-buying journey. Navigating the real estate market can be stressful, but Trent made the entire process smooth and straightforward. He is extremely knowledgeable about the local area, always quick to respond to our questions, and a great negotiator when it came time to put in an offer. We couldn't have asked for a better agent to help us secure our home. Highly recommend him to anyone looking to buy!”

Aiman Syed ·

Photo of Marc Austin Properties
Exit Realty EXIT First Realty
“Bree was amazing to work with as first-time home buyers! She made the entire process easier, answered all of our questions, and was always there to help us along the way. We’re so grateful to have had her help finding our first home and would absolutely recommend her to anyone!”

Scout · Powhatan, VA

Photo of Bree Cox
Century 21 Realty at Home
“We cannot speak highly enough of Jon. From being prepared with a PowerPoint during our first meeting, to setting a standing weekly call to provide us with updates, to responding to every text and call in a matter of minutes, to helping us navigate last minute challenges, Jon made the inherently stressful process of selling a home smoother than we ever thought possible--and the results were truly outstanding. Call Jon IMMEDIATELY - you won't regret it!”

Shane Butland ·

Photo of Jon Granlund
REAL Broker LLC
“It was a pleasure working with Wes on the sale of my home. He is professional, knowledgeable and informative. He was always available to answer any of my questions. I was able to sell the house quickly with no major hold ups. Thank you again Wes.”

Wayne · Mount Jackson, VA

Photo of Wes Sparks
eXp Realty, LLC
“Crystal made the entire experience so easy and painless. She was patient, knowledgeable about the area and pressure-free! She always acted quickly and was flexible with our schedule. She made everything feel seamless and easy - which we know is rare!”

susan arak ·

Photo of Carter Team
Lake Anna Island Realty
“Ronnie went above and beyond. He exceeded all expectations. While working with us, Ronnie became our friend, not just our realtor. He connects with people on a personal level and truly cares for his clients. From now on, whenever we need a realtor, we are calling Ronnie.”

Laura Fullmer ·

Photo of Ronnie and Co.
ERA Real Estate Era woody hogg
“Cailey was awesome. She listened to what I liked, what I wanted, what I didn't know and what my challenges were. She was helpful, understanding and patient. She took my concerns and questions seriously and always had my satisfaction in the forefront. Highly recommend.”

eshelmannicole ·

Photo of Sweeney Team Realty
Better Homes & Gardens Real Estate Base Camp
“Nick was great to work with! He was very personable and easy going. He made time for every home we wanted to see at the exact times we wanted to see it. He stuck with us even after a 6 month lull in looking at homes. I would consider Nick not only a professional, but he has become a friend.”

Jacob and Sarah · Louisa, VA

Photo of Nick Hill
Century 21 New Millenium
“Cindy did an amazing job assisting us with a very quick sale of our Midlothian home at a competitive price. She was always profession and responsive. Her guidance through this process was invaluable!!!!”

Kari Hruneni ·

Photo of Cindy Allen
Metro Premier Homes
“He was well-rounded, knowledgeable, and genuinely experienced with the negotiations process — and that made all the difference for me as a buyer. From our first conversation, it was clear he wasn’t just trying to close a deal; he was invested in making sure I understood every step, every document, and every option available to me. Real estate can feel overwhelming, especially when you’re balancing budget, location, timing, and the emotional side of choosing a home. He broke it down in a way that was calm, clear, and never rushed. Any question I had, whether it was about school districts, resale value, inspection red flags, or what a seller might accept in this market, he had a thoughtful answer backed by real data and real experience. He knew the neighborhoods inside and out, and he was honest about pros and cons instead of just hyping every house we walked into. We looked at a lot of properties together. Some were close, some were way off, and not once did I feel pressured to settle. He’d point out things I missed — foundation cracks, weird lot lines, signs a flip was rushed — and also help me see potential in houses I might have dismissed. His patience was huge. House hunting isn’t linear, and he understood that. There were weeks where nothing hit the market, and weeks where we saw five in one Saturday. He adjusted his schedule every time and kept me motivated without being pushy. When we finally found “the one,” his negotiation skills really showed. The listing was competitive and I was nervous about losing it. He pulled comps, talked strategy with me, and helped craft an offer that was strong but still protected me. He knew when to push and when to pause. We ended up negotiating repairs, closing costs, and a timeline that worked for both sides. Without him, I’m convinced I either would’ve overpaid or walked away frustrated. Even after closing, he didn’t disappear. He checked in, sent me a list of local contractors he trusted, and answered questions about property taxes and homestead exemptions. That kind of follow-through tells you someone cares about the relationship, not just the commission check. Buying a home is probably the biggest financial decision most of us make. You want someone in your corner who’s well-rounded — not just salesy, but knowledgeable about contracts, construction, lending, and people. That’s him. He’s sharp in negotiations, steady under pressure, and the kind of person you actually enjoy spending a Saturday driving house-to-house with. Because of that experience, I know I’ll be working with him again. Whether I’m hunting for my next place, helping family buy, or eventually selling, he’s the first call I’m making. If you want an agent who combines expertise with real integrity and makes the process feel manageable instead of stressful, I can’t recommend him highly enough. He didn’t just help me buy a house. He helped me make a smart decision I feel good about every time I walk through the front door.”

Rico Medeiros ·

Photo of William Coalson
Hometown Realty
“Jenny was absolutely wonderful! She took the time to provide us with all the information we needed right from the start and patiently guided us through each step of the buying process. Her caring nature made us feel supported and confident in our decision. She’s incredibly efficient and genuinely dedicated to helping you find your perfect home. Thank you Jenny!!”

Sharda Jolayemi ·

Photo of Jenny Farnsworth
Berkshire Hathaway PenFed Realty
“Andy is a fantastic realtor. He is dedicated, knowledgeable, kind, and extremely responsive. Andy has helped our family purchase two properties now. It has been a pleasure working with him and will definitely use him in the future. I would recommend Andy to anyone.”

17csnellings ·

Photo of Andy Burch
Taylor Homes
“Joseph was great helping us navigate the sell and purchase our homes. He went above and beyond with music videos, flyers, open houses, and even a commercial-style advertisement. This was the first time I’d seen this level of resources used on any house. He was always available when I had questions or concerns no matter how late or early. I can’t say enough great things about how he handled this process with us. I’ll recommend him to anyone who asks.”

Kim Williams ·

Photo of Joseph Goins
Pearson Smith Realty
“Ana and her team did an outstanding job in the selling of our home and the purchase of our new home in Mechanicsville. Her knowledge of the real estate market was impessive. She kept us informed throughout the process in the sell and purchase of the homes. She and her team were very responsive and provided clear, accurate advice and responses. The process was very smooth. In the sell of our home she provided excellent advice on what we needed to do to prepare and show the home. On the purchase of our new home she worked very hard to get us the best deal. I was extremely satisfied and appreciative of the work and support provided by Ana and her team.”

tskidwell52 ·

Photo of Ana Nuckols
eXp Realty River City Real Estate Co.
“Dylan cares more about the person than the sale. He takes the time to understand what you need, then finds a home that actually fits you rather than trying to convince you to fit a house that isn’t right. He allowed us to take our time, was patient, kind, and honest. If you don’t use him as an agent you really are missing out.”

alexabilmona ·

Photo of Dylan Lewis
Hometown Realty
“Jess did an outstanding job with assisting us tirelessly to find vacant land for our new home build. Great realtor. Great person. Would recommend him to anyone. He constantly keeps in touch and makes sure you are up to date with the process, answers any questions, and goes the extra mile with investigations and due diligence assistance. He is extremely knowledgeable with the local area and well respected in the industry.”

aparlato7 ·

Photo of McLaughlin & Co.
Real Broker LLC
“Angie was absolutely fantastic to work with! She stayed on top of everything from start to finish and made the entire home buying process so much less stressful. Anytime a question or issue came up, she was quick to respond and always had a solution ready. I had plenty of questions along the way, and she was able to answer and clarify everything clearly, which gave me a lot of confidence. I really appreciated how proactive and organized she was, and I always felt like she had my best interests in mind. If you’re looking for someone who will truly guide you through the process and make sure nothing slips through the cracks, Angie is the realtor you want in your corner!”

GabrielMontoya6 ·

Photo of Angela Fink
Keller Williams

Frequently Asked Questions

There are more than 2 million real estate agents across the U.S., and you want to be sure the one you partner with is an experienced and trustworthy professional with strong local expertise covering the housing market in and around Lake Monticello. Working with a proven agent will help you sell your home faster and for more money, and help you find your dream home at the best possible price.


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