Michael Thomas

Michael Thomas is the best real estate agent and loan broker ever! Michael worked with us over a three-year period assisting us first with an investment property search and then helping us find the home of our dreams. Michael is an extremely experienced agent and a very skilled loan broker. We cannot speak highly enough of Michael’s demeanor, knowledge, and negotiation abilities!

Zillow Verified

Michael Thomas was so patient and incredible with us trying to find our first home. He was so responsive and always excited to tour a place we were interested in. He is incredibly sincere and we are so lucky to have had his guidance!

Zillow Verified

I was extremely pleased with my realtor, Michael Thomas. He was professional, courteous, and extremely knowledgeable of the Imperial Beach area.
He made some very accurate recommendations for improvements of the property that paid off well.
The professional pictures, videos (including drone) were amazing.
The advertising, including social media was perfectly done and well timed.
Despite a somewhat depressed housing market, we listed the house on a Friday and that same weekend we had multiple, quality offers and escrow closed just a couple of weeks later.
I have no doubt in my mind, that without Michael Thomas' knowledge and skills as a realtor, the house would not have sold as quickly as it did.
I gladly recommend Michael to everyone, and I will definitely be calling him if I find myself in need of a realtor again.

Zillow Verified

I can't say enough positive things about our experience with California Lending & Realty, and Michael Thomas our agent. My wife and I are first time homebuyers and neither of us are from California, so finding someone we could trust to give us advice and information on property locations and values was very important. Michael was able to provide all the details we needed to be comfortable with our offer and the process of buying a home here.

On top of that, Michael was able to help us deal with issues that came up during the purchase process, and went above and beyond any expectations I had with regards to the services he provided.

Zillow Verified

Mike, Mike, Mike! We cannot recommend him enough, and it’s a testament to his expertise and care that we’ve worked with him for not one—but two home purchases! First, he helped us find and buy our very first townhome, and six years later, he guided us to our dream primary residence.

What makes Mike truly exceptional is not just his depth of knowledge in real estate, but also his expertise as a lender. He took the time to ensure we understood every aspect of our loan—not just the numbers, but the strategy behind choosing the right terms for our long-term goals. Beyond that, he helped us think outside the typical inspection process, connecting us with specialists so we had a complete and well-rounded understanding of the home before making such a big decision.

Mike is remarkably patient, always available (even for early-morning calls or late-night questions), and his approach is refreshingly thorough and considerate. He doesn’t just want to close a deal—he genuinely cares that his clients make smart, well-informed choices. If you’re looking for someone who is as knowledgeable as they come and has an unmatched commitment to your best interests, Mike is as patient, caring, and knowledgeable as they come.

Zillow Verified