Raised in Togo (West Africa), Daniel Koumou-nete migrated to the United States at the age of 15 with his father. He attended the University of Southern Maine and obtained a Bachelor's degree in Business Administration with a double major in Marketing, and Leadership & Organizational Studies.

Beginning his career at HSBC as an Account Executive in Virginia Beach, Daniel Koumou-nete was a top performer and very successful at helping clients with loan refinancing and all other loans related financial needs; ranked 2 within his region and 35 in the US as an Account Executive over 2500+ account executives. He transitioned his role as a loan officer to a Loss Mitigation Negotiator with a focus in HAMP (Home Affordable Mortgage Program). With the career move came a relocation to Charlotte, NC. Daniel met his wife and started a beautiful family, calling Charlotte home ever since.