Gemma Peterson
Florida Homes & Loans Inc

Looking to sell your property, buy a new home, or just need some expert real estate advice?

Highlights *
19 recent sales
$51K - $1.3M
73 days on market
14 years experience
About
At FHL, we are proud to be one of the nation’s first all-in-one real estate and mortgage companies, redefining how homebuyers, sellers, and investors achieve their goals. Whether you're searching for the perfect home, securing financing, or exploring investment opportunities, we bring decades of expertise and a full suite of services to make it happen. We work with all types of clients—from first-time homebuyers and seasoned investors to landlords, developers, and builders. Our mortgage offerings are just as diverse, including conventional loans, FHA and VA loans, construction loans, HELOCs, SBA loans, and refinancing options. No matter how unique or complex your situation, we think outside the box to get deals done.

Professional Info

Brokerage

Florida Homes & Loans Inc
728 West Street 4017
Cocoa, FL 32926

Licensed

Licensed REALTOR®
FL BK3522887

Specialties

  • Age-restricted communities
  • First-time buyers
  • Flipping & rehab
  • Foreclosures & Short sales
  • Investment & property management
  • Luxury properties
  • Military
  • Recreation & Vacation
  • Relocation

Top Cities *

Merritt Island

  • 3 sales past 3 years
  • 93 days on market
  • $290K median price

Cocoa

  • 2 sales past 3 years
  • 65 days on market
  • $50.5K median price

Melbourne

  • 2 sales past 3 years
  • 185 days on market
  • $530K median price

Service Areas (175 cities)

Alafaya, FL Altamonte Springs, FL Altoona, FL Apopka, FL Astatula, FL Azalea Park, FL Bay Hill, FL Bay Lake, FL Belle Isle, FL Beverly Beach, FL Bithlo, FL Black Hammock, FL Buenaventura Lakes, FL Bunnell, FL Campbell, FL Cape Canaveral, FL Cassadaga, FL Casselberry, FL Celebration, FL Christmas, FL Chuluota, FL Clarcona, FL Clermont, FL Cocoa, FL Cocoa Beach, FL Cocoa West, FL Conway, FL Davenport, FL Daytona Beach, FL Daytona Beach Shores, FL DeBary, FL DeLand, FL DeLand Southwest, FL De Leon Springs, FL Deltona, FL Doctor Phillips, FL Eatonville, FL Edgewater, FL Edgewood, FL Enterprise, FL Eustis, FL Fairview Shores, FL Fellsmere, FL Ferndale, FL Fern Park, FL Flagler Beach, FL Flagler Estates, FL Forest City, FL Four Corners, FL Fruitland Park, FL Geneva, FL Glencoe, FL Goldenrod, FL Gotha, FL Grant, FL Grant-Valkaria, FL Groveland, FL Haines City, FL Heathrow, FL Holden Heights, FL Holden Lakes, FL Holly Hill, FL Horizon West, FL Howey-in-the-Hills, FL Hunters Creek, FL Indialantic, FL Indian Harbour Beach, FL Intercession City, FL June Park, FL Killarney, FL Kissimmee, FL Lake Alfred, FL Lake Buena Vista, FL Lake Butler, FL Lake Hart, FL Lake Helen, FL Lake Kathryn, FL Lake Mack-Forest Hills, FL Lake Mary, FL Lake Mary Jane, FL Lake Monroe, FL Leesburg, FL Lisbon, FL Lockhart, FL Longwood, FL Loughman, FL Maitland, FL Malabar, FL Mascotte, FL Meadow Woods, FL Melbourne, FL Melbourne Beach, FL Melbourne Village, FL Merritt Island, FL Micco, FL Mid Florida, FL Mims, FL Minneola, FL Montverde, FL Mount Dora, FL Mount Plymouth, FL New Smyrna Beach, FL North DeLand, FL North Merritt Island, FL Oak Hill, FL Oakland, FL Oak Ridge, FL Ocoee, FL Okahumpka, FL Orange City, FL Orchid, FL Orlando, FL Orlovista, FL Ormond Beach, FL Ormond-by-the-Sea, FL Osteen, FL Oviedo, FL Paisley, FL Palm Bay, FL Palm Coast, FL Palm Shores, FL Paradise Heights, FL Patrick AFB, FL Pine Castle, FL Pine Hills, FL Pine Lakes, FL Plymouth, FL Poinciana, FL Ponce Inlet, FL Port Orange, FL Port St. John, FL Rio Pinar, FL Rockledge, FL Roseland, FL Samsula-Spruce Creek, FL Sanford, FL Satellite Beach, FL Scottsmoor, FL Sebastian, FL Sharpes, FL Silver Lake, FL Sky Lake, FL Sorrento, FL South Apopka, FL Southchase, FL South Daytona, FL South Patrick Shores, FL St. Cloud, FL Taft, FL Tangelo Park, FL Tangerine, FL Tavares, FL The Villages, FL Tildenville, FL Titusville, FL Tropical Park, FL Umatilla, FL Union Park, FL Vero Lake Estates, FL Viera East, FL Viera West, FL Wabasso, FL Wedgefield, FL Wekiwa Springs, FL West Canaveral Groves, FL West DeLand, FL West Melbourne, FL Wildwood, FL Williamsburg, FL Windermere, FL Winter Garden, FL Winter Park, FL Winter Springs, FL Yalaha, FL Zellwood, FL

* Sales data is calculated based on transaction information available to Agent Pronto at the time of publishing and may not accurately reflect all transactions for a given agent.